Compare · 3 funds side by side · dividends reinvested

UTES, IDU and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,668UTES · best of the three

02 / 04

UTES, IDU and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.6

iShares U.S. Utilities ETFSectors · Utilities0.37%2.34%+3.7%+1.3%+16.3%+8.4%−15.3%14.9%$1.4B2.0

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.63%−3.8%−8.5%+22.7%+13.3%−17.6%22.6%$1.2B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UTES 2015 · IDU 2000 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Reaves Utilities ETF · $1.2B$18,668

UTES

IDU

iShares U.S. Utilities ETF · $1.4B$14,961

$10,000 five years ago, dividends reinvested · they hold 38.1% in common

UTESMeasureIDU

−3.8%Year to dateJan 1 → Nov 6+3.7%

−8.5%1 yearTotal return+1.3%

+22.7%3 years · per year$10,000 became $18,484 · $15,742+16.3%

+13.3%5 years · per year$10,000 became $18,668 · $14,961+8.4%

0.49%Expense ratio$49 · $37 a year on $10k · lower is better0.37%

1.63%Trailing 12-mo yield$163 · $234 a year on $10k2.34%

−17.6%Worst dropSmaller is better−15.3%

22.6%VolatilityLower is calmer14.9%

UTESIDU Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6IDU wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs IDU: Top 5 Holdings

Today

UTES

43.9%in top 5

IDU

in top 534.8%

UTESStockIDU

not top 5NEE11.5%

10.8%CEG4.8%

10.7%TLNnot top 5

8.0%VSTnot top 5

7.7%XELnot top 5

not top 5SO6.7%

6.7%CNPnot top 5

not top 5DUK6.3%

not top 5WM5.6%

Held in common38.1%

End-of-day Nov 6, 2026 · share of each fund

UTES vs IDU Returns, Every Period

VirtusUTES

+13.3%

5 years, per year

IDUiShares

+8.4%

5 years, per year

UTESIDUFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

UTES vs IDU

YTD

VirtusUTES

−3.8%

IDUiShares

+3.7%

−3.8%Year to date+3.7%

−17.6%Worst drop · 1Y−15.3%

22.6%Volatility · 1Y14.9%

1.6%Yield2.3%

$1.2BAssets$1.4B

4–0IDU wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, IDU, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

IDU0.37%$37

UTES0.49%$49

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UTES, IDU, XLF

2.34%highest, IDU

FundTrailing yieldYield$10k

IDU2.34%$234

UTES1.63%$163

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$197most kept, IDU

IDU$234 − $37 = $197

XLF$144 − $8 = $136

UTES$163 − $49 = $114

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UTES, IDU, XLF

Today

38.1%most shared, UTES and IDU

UTESIDUXLF

UTES—38.1%0.0%

IDU38.1%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

IDUWorst drop−15.3%14.9% vol

XLFWorst drop−14.8%15.3% vol

UTESWorst drop−17.6%22.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IDUXLF

+3.7%Year to date+5.7%

2.3%Yield1.4%

+1.3%Past year+10.4%

0.37%Fee0.08%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026