Compare · 3 funds side by side · dividends reinvested

UTES, VOO and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,668UTES · best of the three

02 / 04

UTES, VOO and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.5

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.63%−3.8%−8.5%+22.7%+13.3%−17.6%22.6%$1.1B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UTES 2015 · VOO 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Reaves Utilities ETF · $1.1B$18,668

UTES

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 1.0% in common

UTESMeasureVOO

−3.8%Year to dateJan 1 → Nov 6+8.7%

−8.5%1 yearTotal return+9.8%

+22.7%3 years · per year$10,000 became $18,484 · $18,079+21.8%

+13.3%5 years · per year$10,000 became $18,668 · $17,177+11.4%

0.49%Expense ratio$49 · $3 a year on $10k · lower is better0.03%

1.63%Trailing 12-mo yield$163 · $110 a year on $10k1.10%

−17.6%Worst dropSmaller is better−8.9%

22.6%VolatilityLower is calmer13.5%

UTESVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs VOO: Top 5 Holdings

Today

UTES

43.9%in top 5

VOO

in top 528.3%

UTESStockVOO

10.8%CEGnot top 5

10.7%TLNnot top 5

not top 5NVDA8.4%

8.0%VSTnot top 5

7.7%XELnot top 5

not top 5AAPL7.4%

6.7%CNPnot top 5

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common1.0%

End-of-day Nov 6, 2026 · share of each fund

UTES vs VOO Returns, Every Period

VirtusUTES

+13.3%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

UTESVOOFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: UTES vs VOO

YTD

VirtusUTES

−3.8%

VOOVanguard

+8.7%

−3.8%Year to date+8.7%

−17.6%Worst drop · 1Y−8.9%

22.6%Volatility · 1Y13.5%

1.6%Yield1.1%

$1.1BAssets$1.00T

3–1VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, VOO, SPY

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

UTES0.49%$49

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UTES, VOO, SPY

1.63%highest, UTES

FundTrailing yieldYield$10k

UTES1.63%$163

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$114most kept, UTES

UTES$163 − $49 = $114

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UTES, VOO, SPY

Today

92.2%most shared, VOO and SPY

UTESVOOSPY

UTES—1.0%1.1%

VOO1.0%—92.2%

SPY1.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

UTESWorst drop−17.6%22.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

UTESVOO

−3.8%Year to date+8.7%

1.6%Yield1.1%

−8.5%Past year+9.8%

0.49%Fee0.03%

3–1VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026