Compare UTES and XLF | ETF Tracker

UTES and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.3

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.64%−4.2%−9.9%+23.4%+13.4%−17.6%22.5%$1.2B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UTES 2015 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Virtus Reaves Utilities ETF · $1.2B$18,718

UTES

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

UTESMeasureXLF

−4.2%Year to dateJan 1 → Nov 4+9.4%

−9.9%1 yearTotal return+15.3%

+23.4%3 years · per year$10,000 became $18,797 · $19,384+24.7%

+13.4%5 years · per year$10,000 became $18,717 · $16,157+10.1%

0.49%Expense ratio$49 · $8 a year on $10k · lower is better0.08%

1.64%Trailing 12-mo yield$164 · $140 a year on $10k1.40%

−17.6%Worst dropSmaller is better−14.8%

22.5%VolatilityLower is calmer15.0%

UTESXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs XLF: Top 5 Holdings

Today

UTES

46.4%in top 5

XLF

in top 543.4%

UTESStockXLF

not top 5BRK-B12.9%

11.6%TLNnot top 5

11.3%CEGnot top 5

not top 5JPM11.2%

9.5%VSTnot top 5

not top 5V8.9%

7.2%XELnot top 5

6.8%CNPnot top 5

not top 5MA6.5%

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

UTES vs XLF Returns, Every Period

5Y

VirtusUTES

+13.4%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

UTESXLFFaded: behind in that period

1–3XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

UTES vs XLF

YTD

VirtusUTES

−4.2%

XLFSPDR

+9.4%

−4.2%Year to date+9.4%

−17.6%Worst drop · 1Y−14.8%

22.5%Volatility · 1Y15.0%

1.6%Yield1.4%

$1.2BAssets$54.2B

3–1XLF wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

UTES0.49%$49

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UTES, XLF

1Y

1.64%highest, UTES

FundTrailing yieldYield$10k

UTES1.64%$164

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$132most kept, XLF

XLF$140 − $8 = $132

UTES$164 − $49 = $115

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UTES, XLF

Today

0.0%most shared, UTES and XLF

UTESXLF

UTES—0.0%

XLF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+15.3%XLF, at 15.0% volatility

XLFWorst drop−14.8%15.0% vol

UTESWorst drop−17.6%22.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

UTESXLF

−4.2%Year to date+9.4%

1.6%Yield1.4%

−9.9%Past year+15.3%

0.49%Fee0.08%

3–1XLF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026