Compare · 3 funds side by side · dividends reinvested

UTRE, TLT and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

UTRE, TLT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

US Treasury 3 Year Note ETFBonds & Cash · Treasuries0.15%3.76%+0.6%+1.4%+4.0%[…]−2.1%2.1%$14M2.0

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−3.6%+3.1%−7.8%−12.5%9.6%$48.9B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: UTRE 2023 · TLT 2002 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

US Treasury 3 Year Note ETF · $14M[…]

UTRE

TLT

iShares 20+ Year Treasury Bond ETF · $48.9B$6,663

$10,000 five years ago, dividends reinvested

UTREMeasureTLT

+0.6%Year to dateJan 1 → Nov 6−2.3%

+1.4%1 yearTotal return−3.6%

+4.0%3 years · per year$10,000 became $11,240 · $10,947+3.1%

[…]5 years · per year$10,000 became […] · $6,663−7.8%

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

3.76%Trailing 12-mo yield$376 · $477 a year on $10k4.77%

−2.1%Worst dropSmaller is better−12.5%

2.1%VolatilityLower is calmer9.6%

UTRETLT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1UTRE wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTRE vs TLT: Top 5 Holdings

Today

UTRE

[…]in top 5

TLT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

UTRE vs TLT Returns, Every Period

F/mUTRE

+1.4%

past year

TLTiShares

−3.6%

past year

UTRETLTFaded: behind in that period

3–0UTRE wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

UTRE vs TLT

YTD

F/mUTRE

+0.6%

TLTiShares

−2.3%

+0.6%Year to date−2.3%

−2.1%Worst drop · 1Y−12.5%

2.1%Volatility · 1Y9.6%

3.8%Yield4.8%

$13.8MAssets$48.9B

3–1UTRE wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTRE, TLT, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

UTRE0.15%$15

TLT0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: UTRE, TLT, SGOV

4.77%highest, TLT

FundTrailing yieldYield$10k

TLT4.77%$477

UTRE3.76%$376

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, TLT

TLT$477 − $15 = $462

UTRE$376 − $15 = $361

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: UTRE, TLT, SGOV

Today

[…]holdings […]

UTRETLTSGOV

UTRE—[…][…]

TLT[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

UTREWorst drop−2.1%2.1% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TLTSGOV

−2.3%Year to date+3.2%

4.8%Yield3.6%

−3.6%Past year+3.8%

0.15%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026