Compare · 2 funds side by side · dividends reinvested

UWM and SPY

UWMProShares×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

UWM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.4

ProShares - Ultra Russell2000Leveraged · 2x1.08%0.84%+25.5%+25.4%+33.3%+1.5%−22.3%36.0%$229M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: UWM 2007 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

ProShares - Ultra Russell2000 · $229M$10,796

UWM

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

UWMMeasureSPY

+25.5%Year to dateJan 1 → Nov 4+13.3%

+25.4%1 yearTotal return+13.4%

+33.3%3 years · per year$10,000 became $23,668 · $19,132+24.1%

+1.5%5 years · per year$10,000 became $10,796 · $18,060+12.6%

1.08%Expense ratio$108 · $9 a year on $10k · lower is better0.09%

0.84%Trailing 12-mo yield$84 · $99 a year on $10k0.99%

−22.3%Worst dropSmaller is better−8.9%

36.0%VolatilityLower is calmer12.9%

UWMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UWM vs SPY: Top 5 Holdings

Today

UWM

36.7%in top 5

SPY

in top 527.3%

UWMStockSPY

36.0%IQMMnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

0.2%GKOSnot top 5

0.2%BTSGnot top 5

0.1%UMBFnot top 5

0.1%VSATnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

UWM vs SPY Returns, Every Period

ProSharesUWM

+1.5%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

UWMSPYFaded: behind in that period

3–1UWM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Leveraged vs Core: UWM vs SPY

YTD

ProSharesUWM

+25.5%

SPYSPDR

+13.3%

+25.5%Year to date+13.3%

−22.3%Worst drop · 1Y−8.9%

36.0%Volatility · 1Y12.9%

0.8%Yield1.0%

$229MAssets$805B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UWM, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

UWM1.08%$108

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: UWM, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

UWM0.84%$84

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

UWM$84 − $108 = −$24

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: UWM, SPY

Today

0.0%most shared, UWM and SPY

UWMSPY

UWM—0.0%

SPY0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+25.4%UWM, at 36.0% volatility

SPYWorst drop−8.9%12.9% vol

UWMWorst drop−22.3%36.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYUWM

+13.3%Year to date+25.5%

1.0%Yield0.8%

+13.4%Past year+25.4%

0.09%Fee1.08%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026