Compare · 3 funds side by side · dividends reinvested

VB, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

VB, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.9

Vanguard Morningstar Small-Cap ETFUS Stock Styles · Small cap0.03%1.24%+15.3%+19.2%+18.8%+6.2%−9.0%16.4%$76.9B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VB 2004 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Small-Cap ETF · $76.9B$13,532

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 11.0% in common

VBMeasureVTI

+15.3%Year to dateJan 1 → Nov 9+11.6%

+19.2%1 yearTotal return+13.9%

+18.8%3 years · per year$10,000 became $16,782 · $18,090+21.8%

+6.2%5 years · per year$10,000 became $13,532 · $16,697+10.8%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.24%Trailing 12-mo yield$124 · $106 a year on $10k1.06%

−9.0%Worst dropSmaller is better−8.9%

16.4%VolatilityLower is calmer13.9%

VBVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VB vs VTI: Top 5 Holdings

Today

2.9%in top 5

VTI

in top 525.0%

VBStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

0.7%NTRAnot top 5

0.6%TWLOnot top 5

0.5%RVMDnot top 5

0.5%ILMNnot top 5

0.5%Pnot top 5

Held in common11.0%

End-of-day Nov 9, 2026 · share of each fund

VB vs VTI Returns, Every Period

VanguardVB

+6.2%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

VBVTIFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: VB vs VTI

YTD

VanguardVB

+15.3%

VTIVanguard

+11.6%

+15.3%Year to date+11.6%

−9.0%Worst drop · 1Y−8.9%

16.4%Volatility · 1Y13.9%

1.2%Yield1.1%

$76.9BAssets$689B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VB, VTI, SPY

Today

0.03%lowest, VB

FundExpense ratioFee$10k

VB0.03%$3

VTI0.03%$3

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VB, VTI, SPY

1.24%highest, VB

FundTrailing yieldYield$10k

VB1.24%$124

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$121most kept, VB

VB$124 − $3 = $121

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VB, VTI, SPY

Today

86.0%most shared, VTI and SPY

VBVTISPY

VB—11.0%3.5%

VTI11.0%—86.0%

SPY3.5%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.2%VB, at 16.4% volatility

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

VBWorst drop−9.0%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VBVTI

+15.3%Year to date+11.6%

1.2%Yield1.1%

+19.2%Past year+13.9%

0.03%Fee0.03%

3–0VB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

IWM vs VB

YTD

iSharesIWM

+15.5%

VBVanguard

+15.3%

+15.5%Year to date+15.3%

1.0%Yield1.2%

$77.9BAssets$76.9B

1–1level

End-of-day Nov 9, 2026