Compare · 2 funds side by side · dividends reinvested

VCIT and BILS

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,950BILS · best of the two

02 / 04

VCIT and BILS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Bloomberg 3-12 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.68%+3.0%+3.7%+4.5%+3.6%−0.0%0.2%$4.0B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · BILS 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0B$11,950

BILS

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

BILSMeasureVCIT

+3.0%Year to dateJan 1 → Nov 5−0.6%

+3.7%1 yearTotal return+0.3%

+4.5%3 years · per year$10,000 became $11,403 · $12,368+7.3%

+3.6%5 years · per year$10,000 became $11,950 · $10,508+1.0%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.68%Trailing 12-mo yield$368 · $502 a year on $10k5.02%

−0.0%Worst dropSmaller is better−4.9%

0.2%VolatilityLower is calmer4.5%

BILSVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3BILS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BILS vs VCIT: Top 5 Holdings

Today

BILS

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BILS vs VCIT Returns, Every Period

SPDRBILS

+3.6%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

BILSVCITFaded: behind in that period

3–1BILS wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BILS vs VCIT

YTD

SPDRBILS

+3.0%

VCITVanguard

−0.6%

+3.0%Year to date−0.6%

−0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.7%Yield5.0%

$4.0BAssets$66.6B

3–1BILS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, BILS

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BILS0.14%$14

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, BILS

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BILS3.68%$368

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BILS$368 − $14 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, BILS

Today

[…]holdings […]

VCITBILS

VCIT—[…]

BILS[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%BILS, at 0.2% volatility

BILSWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITBILS

−0.6%Year to date+3.0%

5.0%Yield3.7%

+0.3%Past year+3.7%

0.03%Fee0.14%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026