Compare · 3 funds side by side · dividends reinvested

VCIT, EBND and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

VCIT, EBND and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

SPDR Bloomberg Emerging Markets Local Bond ETFBonds & Cash · International0.30%6.07%+1.1%+3.3%+7.4%+1.7%−6.6%7.4%$2.3B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · EBND 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

EBND

SPDR Bloomberg Emerging Markets Local Bond ETF · $2.3B$10,855

$10,000 five years ago, dividends reinvested

VCITMeasureEBND

−0.8%Year to dateJan 1 → Nov 6+1.1%

+0.4%1 yearTotal return+3.3%

+6.9%3 years · per year$10,000 became $12,210 · $12,400+7.4%

+1.0%5 years · per year$10,000 became $10,493 · $10,855+1.7%

0.03%Expense ratio$3 · $30 a year on $10k · lower is better0.30%

5.02%Trailing 12-mo yield$502 · $607 a year on $10k6.07%

−4.9%Worst dropSmaller is better−6.6%

4.5%VolatilityLower is calmer7.4%

VCITEBND Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5EBND wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs EBND: Top 5 Holdings

Today

VCIT

[…]in top 5

EBND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs EBND Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

EBNDSPDR

+1.7%

5 years, per year

VCITEBNDFaded: behind in that period

0–4EBND wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs EBND

YTD

VanguardVCIT

−0.8%

EBNDSPDR

+1.1%

−0.8%Year to date+1.1%

−4.9%Worst drop · 1Y−6.6%

4.5%Volatility · 1Y7.4%

5.0%Yield6.1%

$66.6BAssets$2.3B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, EBND, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

EBND0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, EBND, SGOV

6.07%highest, EBND

FundTrailing yieldYield$10k

EBND6.07%$607

VCIT5.02%$502

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$577most kept, EBND

EBND$607 − $30 = $577

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, EBND, SGOV

Today

[…]holdings […]

VCITEBNDSGOV

VCIT—[…][…]

EBND[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

EBNDWorst drop−6.6%7.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EBNDSGOV

+1.1%Year to date+3.2%

6.1%Yield3.6%

+3.3%Past year+3.8%

0.30%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026