Compare · 2 funds side by side · dividends reinvested

VCIT and FCAL

VCITVanguard×FCALFirst Trust×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,493VCIT · best of the two

02 / 04

VCIT and FCAL, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.4

First Trust California Municipal High Income ETFBonds & Cash · Municipal0.49%3.53%+0.6%+1.3%+4.4%+0.5%−6.9%3.7%$213M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · FCAL 2017

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

FCAL

First Trust California Municipal High Income ETF · $213M$10,271

$10,000 five years ago, dividends reinvested

VCITMeasureFCAL

−0.8%Year to dateJan 1 → Nov 6+0.6%

+0.4%1 yearTotal return+1.3%

+6.9%3 years · per year$10,000 became $12,210 · $11,366+4.4%

+1.0%5 years · per year$10,000 became $10,493 · $10,271+0.5%

0.03%Expense ratio$3 · $49 a year on $10k · lower is better0.49%

5.02%Trailing 12-mo yield$502 · $353 a year on $10k3.53%

−4.9%Worst dropSmaller is better−6.9%

4.5%VolatilityLower is calmer3.7%

VCITFCAL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VCIT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs FCAL: Top 5 Holdings

Today

VCIT

[…]in top 5

FCAL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs FCAL Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

FCALFirst Trust

+0.5%

5 years, per year

VCITFCALFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs FCAL

YTD

VanguardVCIT

−0.8%

FCALFirst Trust

+0.6%

−0.8%Year to date+0.6%

−4.9%Worst drop · 1Y−6.9%

4.5%Volatility · 1Y3.7%

5.0%Yield3.5%

$66.6BAssets$213M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, FCAL

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

FCAL0.49%$49

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, FCAL

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FCAL3.53%$353

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FCAL$353 − $49 = $304

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, FCAL

Today

[…]holdings […]

VCITFCAL

VCIT—[…]

FCAL[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+1.3%FCAL, at 3.7% volatility

FCALWorst drop−6.9%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITFCAL

−0.8%Year to date+0.6%

5.0%Yield3.5%

+0.4%Past year+1.3%

0.03%Fee0.49%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026