Compare · 2 funds side by side · dividends reinvested

VCIT and FLUD

VCITVanguard×FLUDFranklin Templeton×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,127FLUD · best of the two

02 / 04

VCIT and FLUD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Franklin Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%3.99%+3.0%+3.9%+5.0%+3.9%−0.2%1.2%$646M1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · FLUD 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

FLUD

Franklin Ultra Short Bond ETF · $646M$12,127

$10,000 five years ago, dividends reinvested

VCITMeasureFLUD

−0.6%Year to dateJan 1 → Nov 5+3.0%

+0.3%1 yearTotal return+3.9%

+7.3%3 years · per year$10,000 became $12,368 · $11,591+5.0%

+1.0%5 years · per year$10,000 became $10,508 · $12,127+3.9%

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

5.02%Trailing 12-mo yield$502 · $399 a year on $10k3.99%

−4.9%Worst dropSmaller is better−0.2%

4.5%VolatilityLower is calmer1.2%

VCITFLUD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5FLUD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs FLUD: Top 5 Holdings

Today

VCIT

[…]in top 5

FLUD

in top 53.3%

VCITStockFLUD

not top 5KVUE1.0%

not top 5BUNGE0.8%

not top 5AGRELP0.6%

not top 5ERACPP0.5%

not top 5HWM0.4%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs FLUD Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

FLUDFranklin Templeton

+3.9%

5 years, per year

VCITFLUDFaded: behind in that period

1–3FLUD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs FLUD

YTD

VanguardVCIT

−0.6%

FLUDFranklin Templeton

+3.0%

−0.6%Year to date+3.0%

−4.9%Worst drop · 1Y−0.2%

4.5%Volatility · 1Y1.2%

5.0%Yield4.0%

$66.6BAssets$646M

3–1FLUD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, FLUD

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

FLUD0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, FLUD

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FLUD3.99%$399

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FLUD$399 − $15 = $384

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, FLUD

Today

[…]holdings […]

VCITFLUD

VCIT—[…]

FLUD[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.9%FLUD, at 1.2% volatility

FLUDWorst drop−0.2%1.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITFLUD

−0.6%Year to date+3.0%

5.0%Yield4.0%

+0.3%Past year+3.9%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026