Compare · 2 funds side by side · dividends reinvested

VCIT and FTCA

VCITVanguard×FTCAFranklin Templeton×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,493VCIT · best of the two

02 / 04

VCIT and FTCA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.3

Franklin California Municipal Income ETFBonds & Cash · Municipal0.35%4.18%+0.8%+1.4%[…][…]−8.1%4.7%$766M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · FTCA 1983

Head to Head

Swap sides Versus in desk

Head to Head

Franklin California Municipal Income ETF · $766M[…]

FTCA

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

FTCAMeasureVCIT

+0.8%Year to dateJan 1 → Nov 6−0.8%

+1.4%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

4.18%Trailing 12-mo yield$418 · $502 a year on $10k5.02%

−8.1%Worst dropSmaller is better−4.9%

4.7%VolatilityLower is calmer4.5%

FTCAVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VCIT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FTCA vs VCIT: Top 5 Holdings

Today

FTCA

8.9%in top 5

VCIT

in top 5[…]

FTCAStockVCIT

8.9%PGLXXnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FTCA vs VCIT Returns, Every Period

Franklin TempletonFTCA

+1.4%

past year

VCITVanguard

+0.4%

past year

FTCAVCITFaded: behind in that period

2–0FTCA wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FTCA vs VCIT

YTD

Franklin TempletonFTCA

+0.8%

VCITVanguard

−0.8%

+0.8%Year to date−0.8%

−8.1%Worst drop · 1Y−4.9%

4.7%Volatility · 1Y4.5%

4.2%Yield5.0%

$766MAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, FTCA

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

FTCA0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, FTCA

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FTCA4.18%$418

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FTCA$418 − $35 = $383

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, FTCA

Today

[…]holdings […]

VCITFTCA

VCIT—[…]

FTCA[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+1.4%FTCA, at 4.7% volatility

VCITWorst drop−4.9%4.5% vol

FTCAWorst drop−8.1%4.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITFTCA

−0.8%Year to date+0.8%

5.0%Yield4.2%

+0.4%Past year+1.4%

0.03%Fee0.35%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026