Compare · 4 funds side by side · dividends reinvested

VCIT, IUSB, XLE and BND

VCITVanguard×IUSBiShares×XLESPDR×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$25,271XLE · best of the four

02 / 04

VCIT, IUSB, XLE and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · IUSB 2014 · XLE 1998 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street Energy Select Sector SPDR ETF · $40.5B$25,271

XLE

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

XLEMeasureBND

+41.3%Year to dateJan 1 → Nov 9+0.0%

+44.3%1 yearTotal return+0.3%

+15.9%3 years · per year$10,000 became $15,555 · $11,576+5.0%

+20.4%5 years · per year$10,000 became $25,271 · $9,985−0.0%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

2.46%Trailing 12-mo yield$246 · $412 a year on $10k4.12%

−15.0%Worst dropSmaller is better−4.5%

23.3%VolatilityLower is calmer4.0%

XLEBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLE vs BND: Top 5 Holdings

Today

XLE

59.6%in top 5

BND

in top 5[…]

XLEStockBND

24.5%XOMnot top 5

18.8%CVXnot top 5

7.3%COPnot top 5

4.5%PSXnot top 5

4.4%MPCnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

XLE vs BND Returns, Every Period

SPDRXLE

+20.4%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

XLEBNDFaded: behind in that period

4–0XLE wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Bonds: XLE vs VCIT

YTD

SPDRXLE

+41.3%

VCITVanguard

−0.7%

+41.3%Year to date−0.7%

−15.0%Worst drop · 1Y−4.9%

23.3%Volatility · 1Y4.5%

2.5%Yield5.0%

$40.5BAssets$66.6B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, IUSB, XLE, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

IUSB0.06%$6

XLE0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, IUSB, XLE, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

BND4.12%$412

XLE2.46%$246

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

XLE$246 − $8 = $238

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, IUSB, XLE, BND

Today

[…]holdings […]

VCITIUSBXLEBND

VCIT—[…][…][…]

IUSB[…]—[…][…]

XLE[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+44.3%XLE, at 23.3% volatility

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITXLE

−0.7%Year to date+41.3%

5.0%Yield2.5%

+0.0%Past year+44.3%

0.03%Fee0.08%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026