Compare · 4 funds side by side · dividends reinvested

VCIT, OBIL, MUB and SGOV

VCITVanguard×OBILF/m×MUBiShares×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

VCIT, OBIL, MUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.5

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.4%+4.4%[…]−0.2%0.6%$337M2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.7B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · OBIL 2022 · MUB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

OBIL

US Treasury 12 Month Bill ETF · $337M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureOBIL

−0.6%Year to dateJan 1 → Nov 5+2.7%

+0.3%1 yearTotal return+3.4%

+7.3%3 years · per year$10,000 became $12,368 · $11,393+4.4%

+1.0%5 years · per year$10,000 became $10,508 · […][…]

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

5.02%Trailing 12-mo yield$502 · $372 a year on $10k3.72%

−4.9%Worst dropSmaller is better−0.2%

4.5%VolatilityLower is calmer0.6%

VCITOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4OBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs OBIL: Top 5 Holdings

Today

VCIT

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs OBIL Returns, Every Period

VanguardVCIT

+0.3%

past year

OBILF/m

+3.4%

past year

VCITOBILFaded: behind in that period

1–2OBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs OBIL

YTD

VanguardVCIT

−0.6%

OBILF/m

+2.7%

−0.6%Year to date+2.7%

−4.9%Worst drop · 1Y−0.2%

4.5%Volatility · 1Y0.6%

5.0%Yield3.7%

$66.6BAssets$337M

3–1OBIL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, OBIL, MUB, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SGOV0.09%$9

OBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, OBIL, MUB, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

OBIL3.72%$372

SGOV3.63%$363

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OBIL$372 − $15 = $357

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, OBIL, MUB, SGOV

Today

[…]holdings […]

VCITOBILMUBSGOV

VCIT—[…][…][…]

OBIL[…]—[…][…]

MUB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

OBILWorst drop−0.2%0.6% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.6%Year to date+3.1%

5.0%Yield3.6%

+0.3%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026