Compare · 4 funds side by side · dividends reinvested

VCIT, SHM, AGG and IUSB

VCITVanguard×SHMSPDR×AGGiShares×IUSBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,567SHM · best of the four

02 / 04

VCIT, SHM, AGG and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.4B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.6

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.5%+5.6%−0.0%−4.6%4.1%$139B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · SHM 2007 · AGG 2003 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,567

SHM

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,142

$10,000 five years ago, dividends reinvested

SHMMeasureIUSB

+1.3%Year to dateJan 1 → Nov 5+0.2%

+2.1%1 yearTotal return+0.6%

+3.4%3 years · per year$10,000 became $11,058 · $11,909+6.0%

+1.1%5 years · per year$10,000 became $10,567 · $10,142+0.3%

0.20%Expense ratio$20 · $6 a year on $10k · lower is better0.06%

2.70%Trailing 12-mo yield$270 · $433 a year on $10k4.33%

−2.7%Worst dropSmaller is better−4.3%

1.8%VolatilityLower is calmer3.9%

SHMIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs IUSB: Top 5 Holdings

Today

SHM

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SHM vs IUSB Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

SHMIUSBFaded: behind in that period

3–1SHM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SHM vs VCIT

YTD

SPDRSHM

+1.3%

VCITVanguard

−0.6%

+1.3%Year to date−0.6%

−2.7%Worst drop · 1Y−4.9%

1.8%Volatility · 1Y4.5%

2.7%Yield5.0%

$3.5BAssets$66.6B

3–1SHM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SHM, AGG, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

AGG0.03%$3

IUSB0.06%$6

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, SHM, AGG, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

AGG4.12%$412

SHM2.70%$270

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

AGG$412 − $3 = $409

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, SHM, AGG, IUSB

Today

[…]holdings […]

VCITSHMAGGIUSB

VCIT—[…][…][…]

SHM[…]—[…][…]

AGG[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.1%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

AGGWorst drop−4.6%4.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.6%Year to date+1.3%

5.0%Yield2.7%

+0.3%Past year+2.1%

0.03%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026