Compare · 4 funds side by side · dividends reinvested

VCIT, SHM, IUSB and BNDX

VCITVanguard×SHMSPDR×IUSBiShares×BNDXVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,542SHM · best of the four

02 / 04

VCIT, SHM, IUSB and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.5

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.65%+0.6%+0.0%+4.6%+0.3%−3.2%3.8%$82.9B2.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%−0.0%+0.5%+5.9%+0.2%−4.3%3.9%$50.1B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VCIT 2009 · SHM 2007 · IUSB 2014 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

VCIT

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

$10,000 five years ago, dividends reinvested

VCITMeasureSHM

−0.9%Year to dateJan 1 → Nov 4+1.1%

+0.1%1 yearTotal return+1.7%

+7.2%3 years · per year$10,000 became $12,336 · $11,066+3.4%

+0.9%5 years · per year$10,000 became $10,469 · $10,542+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

5.03%Trailing 12-mo yield$503 · $271 a year on $10k2.71%

−4.9%Worst dropSmaller is better−2.7%

4.5%VolatilityLower is calmer1.8%

VCITSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SHM: Top 5 Holdings

Today

VCIT

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VCIT vs SHM Returns, Every Period

VanguardVCIT

+0.9%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

VCITSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VCIT vs BNDX

YTD

VanguardVCIT

−0.9%

BNDXVanguard

+0.6%

−0.9%Year to date+0.6%

−4.9%Worst drop · 1Y−3.2%

4.5%Volatility · 1Y3.8%

5.0%Yield4.6%

$66.6BAssets$82.9B

3–1BNDX wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SHM, IUSB, BNDX

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

BNDX0.07%$7

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VCIT, SHM, IUSB, BNDX

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

BNDX4.65%$465

IUSB4.34%$434

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BNDX$465 − $7 = $458

IUSB$434 − $6 = $428

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VCIT, SHM, IUSB, BNDX

Today

[…]holdings […]

VCITSHMIUSBBNDX

VCIT—[…][…][…]

SHM[…]—[…][…]

IUSB[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+1.7%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

BNDXWorst drop−3.2%3.8% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.9%Year to date+1.1%

5.0%Yield2.7%

+0.1%Past year+1.7%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026