Compare · 3 funds side by side · dividends reinvested

VCIT, SHM and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,542SHM · best of the three

02 / 04

VCIT, SHM and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.0

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.28%+0.1%+0.7%+4.4%+0.7%−6.3%3.7%$54.7B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VCIT 2009 · SHM 2007 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

SHM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

$10,000 five years ago, dividends reinvested

SHMMeasureVCIT

+1.1%Year to dateJan 1 → Nov 4−0.9%

+1.7%1 yearTotal return+0.1%

+3.4%3 years · per year$10,000 became $11,066 · $12,336+7.2%

+1.1%5 years · per year$10,000 became $10,542 · $10,469+0.9%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

2.71%Trailing 12-mo yield$271 · $503 a year on $10k5.03%

−2.7%Worst dropSmaller is better−4.9%

1.8%VolatilityLower is calmer4.5%

SHMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs VCIT: Top 5 Holdings

Today

SHM

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SHM vs VCIT Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

VCITVanguard

+0.9%

5 years, per year

SHMVCITFaded: behind in that period

3–1SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SHM vs VCIT

YTD

SPDRSHM

+1.1%

VCITVanguard

−0.9%

+1.1%Year to date−0.9%

−2.7%Worst drop · 1Y−4.9%

1.8%Volatility · 1Y4.5%

2.7%Yield5.0%

$3.5BAssets$66.6B

3–1SHM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SHM, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VCIT, SHM, MUB

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

MUB3.28%$328

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

MUB$328 − $5 = $323

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VCIT, SHM, MUB

Today

[…]holdings […]

VCITSHMMUB

VCIT—[…][…]

SHM[…]—[…]

MUB[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.7%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.9%Year to date+1.1%

5.0%Yield2.7%

+0.1%Past year+1.7%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026