Compare · 3 funds side by side · dividends reinvested

VCIT, SJCP and BND

VCITVanguard×SJCPSanJac Alpha×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,493VCIT · best of the three

02 / 04

VCIT, SJCP and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Core Plus Bond ETFBonds & Cash · Core aggregate0.65%3.88%+1.3%+1.8%[…][…]−2.0%2.3%$7M1.7

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · SJCP 2024 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Core Plus Bond ETF · $7M[…]

SJCP

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

SJCPMeasureVCIT

+1.3%Year to dateJan 1 → Nov 6−0.8%

+1.8%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.65%Expense ratio$65 · $3 a year on $10k · lower is better0.03%

3.88%Trailing 12-mo yield$388 · $502 a year on $10k5.02%

−2.0%Worst dropSmaller is better−4.9%

2.3%VolatilityLower is calmer4.5%

SJCPVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SJCP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJCP vs VCIT: Top 5 Holdings

Today

SJCP

21.1%in top 5

VCIT

in top 5[…]

SJCPStockVCIT

10.9%RITM-PDnot top 5

3.3%PMTVnot top 5

2.9%DXnot top 5

2.0%PMT-PAnot top 5

1.9%XELLLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SJCP vs VCIT Returns, Every Period

SanJac AlphaSJCP

+1.8%

past year

VCITVanguard

+0.4%

past year

SJCPVCITFaded: behind in that period

2–0SJCP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SJCP vs VCIT

YTD

SanJac AlphaSJCP

+1.3%

VCITVanguard

−0.8%

+1.3%Year to date−0.8%

−2.0%Worst drop · 1Y−4.9%

2.3%Volatility · 1Y4.5%

3.9%Yield5.0%

$7.4MAssets$66.6B

3–1SJCP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SJCP, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SJCP0.65%$65

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, SJCP, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

SJCP3.88%$388

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SJCP$388 − $65 = $323

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, SJCP, BND

Today

[…]holdings […]

VCITSJCPBND

VCIT—[…][…]

SJCP[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.8%SJCP, at 2.3% volatility

SJCPWorst drop−2.0%2.3% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSJCP

−0.8%Year to date+1.3%

5.0%Yield3.9%

+0.4%Past year+1.8%

0.03%Fee0.65%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026