Compare · 3 funds side by side · dividends reinvested

VCIT, SJLD and BND

VCITVanguard×SJLDSanJac Alpha×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

VCIT, SJLD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.3%+2.3%[…][…]−1.1%1.4%$2M1.3

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · SJLD 2024 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SanJac Alpha Low Duration ETF · $2M[…]

SJLD

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

SJLDMeasureVCIT

+2.3%Year to dateJan 1 → Nov 5−0.6%

+2.3%1 yearTotal return+0.3%

[…]3 years · per year$10,000 became […] · $12,368+7.3%

[…]5 years · per year$10,000 became […] · $10,508+1.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

5.16%Trailing 12-mo yield$516 · $502 a year on $10k5.02%

−1.1%Worst dropSmaller is better−4.9%

1.4%VolatilityLower is calmer4.5%

SJLDVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1SJLD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SJLD vs VCIT: Top 5 Holdings

Today

SJLD

24.2%in top 5

VCIT

in top 5[…]

SJLDStockVCIT

6.6%PMTVnot top 5

6.6%PMTWnot top 5

4.4%MFAOnot top 5

3.3%CIMOnot top 5

3.3%MFANnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SJLD vs VCIT Returns, Every Period

SanJac AlphaSJLD

+2.3%

past year

VCITVanguard

+0.3%

past year

SJLDVCITFaded: behind in that period

2–0SJLD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SJLD vs VCIT

YTD

SanJac AlphaSJLD

+2.3%

VCITVanguard

−0.6%

+2.3%Year to date−0.6%

−1.1%Worst drop · 1Y−4.9%

1.4%Volatility · 1Y4.5%

5.2%Yield5.0%

$2.2MAssets$66.6B

4–0SJLD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SJLD, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SJLD0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, SJLD, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, SJLD, BND

Today

[…]holdings […]

VCITSJLDBND

VCIT—[…][…]

SJLD[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.3%SJLD, at 1.4% volatility

SJLDWorst drop−1.1%1.4% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDBND

+2.3%Year to date+0.1%

5.2%Yield4.1%

+2.3%Past year+0.4%

0.35%Fee0.03%

3–1SJLD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026