Compare · 3 funds side by side · dividends reinvested

VCIT, SPIP and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,510VCIT · best of the three

02 / 04

VCIT, SPIP and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.9

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B1.9

State Street SPDR Portfolio TIPS ETFBonds & Cash · Treasuries0.12%5.50%−0.2%−0.5%+4.1%−0.1%−4.0%3.8%$1.1B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · SPIP 2007 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares National Muni Bond ETF · $55.1B$10,432

MUB

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

MUBMeasureVCIT

+0.7%Year to dateJan 1 → Nov 9−0.7%

+1.1%1 yearTotal return+0.0%

+4.1%3 years · per year$10,000 became $11,293 · $12,129+6.6%

+0.8%5 years · per year$10,000 became $10,432 · $10,510+1.0%

0.05%Expense ratio$5 · $3 a year on $10k · lower is better0.03%

3.26%Trailing 12-mo yield$326 · $502 a year on $10k5.02%

−6.3%Worst dropSmaller is better−4.9%

3.7%VolatilityLower is calmer4.5%

MUBVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUB vs VCIT: Top 5 Holdings

Today

MUB

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

MUB vs VCIT Returns, Every Period

iSharesMUB

+0.8%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

MUBVCITFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

MUB vs SPIP

YTD

iSharesMUB

+0.7%

SPIPSPDR

−0.2%

+0.7%Year to date−0.2%

−6.3%Worst drop · 1Y−4.0%

3.7%Volatility · 1Y3.8%

3.3%Yield5.5%

$55.1BAssets$1.1B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SPIP, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SPIP0.12%$12

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, SPIP, MUB

5.50%highest, SPIP

FundTrailing yieldYield$10k

SPIP5.50%$550

VCIT5.02%$502

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$538most kept, SPIP

SPIP$550 − $12 = $538

VCIT$502 − $3 = $499

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, SPIP, MUB

Today

[…]holdings […]

VCITSPIPMUB

VCIT—[…][…]

SPIP[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.1%MUB, at 3.7% volatility

MUBWorst drop−6.3%3.7% vol

SPIPWorst drop−4.0%3.8% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SPIPMUB

−0.2%Year to date+0.7%

5.5%Yield3.3%

−0.5%Past year+1.1%

0.12%Fee0.05%

3–1MUB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026