Compare · 4 funds side by side · dividends reinvested

VCIT, SPTL, MUB and IUSB

VCITVanguard×SPTLSPDR×MUBiShares×IUSBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

VCIT, SPTL, MUB and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.9

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B2.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.4

State Street SPDR Portfolio Long Term Treasury ETFBonds & Cash · Treasuries0.03%4.38%−2.0%−3.6%+3.1%−6.5%−11.4%8.8%$11.7B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · SPTL 2007 · MUB 2007 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

SPTL

State Street SPDR Portfolio Long Term Treasury ETF · $11.7B$7,140

$10,000 five years ago, dividends reinvested

VCITMeasureSPTL

−0.7%Year to dateJan 1 → Nov 9−2.0%

+0.0%1 yearTotal return−3.6%

+6.6%3 years · per year$10,000 became $12,129 · $10,974+3.1%

+1.0%5 years · per year$10,000 became $10,510 · $7,140−6.5%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $438 a year on $10k4.38%

−4.9%Worst dropSmaller is better−11.4%

4.5%VolatilityLower is calmer8.8%

VCITSPTL Winner of the row, in its colourEach row: the bigger of the two fills its side

7–0VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SPTL: Top 5 Holdings

Today

VCIT

[…]in top 5

SPTL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SPTL Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SPTLSPDR

−6.5%

5 years, per year

VCITSPTLFaded: behind in that period

4–0VCIT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs SPTL

YTD

VanguardVCIT

−0.7%

SPTLSPDR

−2.0%

−0.7%Year to date−2.0%

−4.9%Worst drop · 1Y−11.4%

4.5%Volatility · 1Y8.8%

5.0%Yield4.4%

$66.6BAssets$11.7B

4–0VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SPTL, MUB, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPTL0.03%$3

MUB0.05%$5

IUSB0.06%$6

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, SPTL, MUB, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SPTL4.38%$438

IUSB4.33%$433

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPTL$438 − $3 = $435

IUSB$433 − $6 = $427

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, SPTL, MUB, IUSB

Today

[…]holdings […]

VCITSPTLMUBIUSB

VCIT—[…][…][…]

SPTL[…]—[…][…]

MUB[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+1.1%MUB, at 3.7% volatility

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

SPTLWorst drop−11.4%8.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITMUB

−0.7%Year to date+0.7%

5.0%Yield3.3%

+0.0%Past year+1.1%

0.03%Fee0.05%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026