Compare · 3 funds side by side · dividends reinvested

VCIT, SPY and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,352QQQ · best of the three

02 / 04

VCIT, SPY and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$465B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · SPY 1993 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

VCITMeasureSPY

−0.6%Year to dateJan 1 → Nov 5+8.3%

+0.3%1 yearTotal return+9.7%

+7.3%3 years · per year$10,000 became $12,368 · $18,174+22.0%

+1.0%5 years · per year$10,000 became $10,508 · $17,099+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

5.02%Trailing 12-mo yield$502 · $103 a year on $10k1.03%

−4.9%Worst dropSmaller is better−8.9%

4.5%VolatilityLower is calmer13.6%

VCITSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SPY: Top 5 Holdings

Today

VCIT

[…]in top 5

SPY

in top 527.7%

VCITStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs SPY Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VCITSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VCIT vs SPY

YTD

VanguardVCIT

−0.6%

SPYSPDR

+8.3%

−0.6%Year to date+8.3%

−4.9%Worst drop · 1Y−8.9%

4.5%Volatility · 1Y13.6%

5.0%Yield1.0%

$66.6BAssets$805B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SPY, QQQ

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

QQQ0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, SPY, QQQ

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SPY1.03%$103

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPY$103 − $9 = $94

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, SPY, QQQ

Today

52.8%most shared, SPY and QQQ

VCITSPYQQQ

VCIT—[…][…]

SPY[…]—52.8%

QQQ[…]52.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.6%Year to date+8.3%

5.0%Yield1.0%

+0.3%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

2–0QQQ wins

End-of-day Nov 5, 2026