Compare · 3 funds side by side · dividends reinvested

VCIT, SPYM and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

VCIT, SPYM and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · SPYM 2005 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

SPYM

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

SPYMMeasureBND

+8.4%Year to dateJan 1 → Nov 5+0.1%

+9.8%1 yearTotal return+0.4%

+22.1%3 years · per year$10,000 became $18,222 · $11,761+5.6%

+11.4%5 years · per year$10,000 became $17,164 · $9,983−0.0%

0.02%Expense ratio$2 · $3 a year on $10k · lower is better0.03%

1.06%Trailing 12-mo yield$106 · $412 a year on $10k4.12%

−8.9%Worst dropSmaller is better−4.5%

13.6%VolatilityLower is calmer4.0%

SPYMBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs BND: Top 5 Holdings

Today

SPYM

27.7%in top 5

BND

in top 5[…]

SPYMStockBND

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPYM vs BND Returns, Every Period

SPDRSPYM

+11.4%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SPYMBNDFaded: behind in that period

4–0SPYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPYM vs VCIT

YTD

SPDRSPYM

+8.4%

VCITVanguard

−0.6%

+8.4%Year to date−0.6%

−8.9%Worst drop · 1Y−4.9%

13.6%Volatility · 1Y4.5%

1.1%Yield5.0%

$182BAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SPYM, BND

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VCIT0.03%$3

BND0.03%$3

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, SPYM, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, SPYM, BND

Today

[…]holdings […]

VCITSPYMBND

VCIT—[…][…]

SPYM[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPYM

−0.6%Year to date+8.4%

5.0%Yield1.1%

+0.3%Past year+9.8%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026