Compare · 3 funds side by side · dividends reinvested

VCIT, SPYM and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

VCIT, SPYM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VCIT 2009 · SPYM 2005 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

VCIT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested

VCITMeasureSPYM

−0.9%Year to dateJan 1 → Nov 4+13.4%

+0.1%1 yearTotal return+13.5%

+7.2%3 years · per year$10,000 became $12,336 · $19,186+24.3%

+0.9%5 years · per year$10,000 became $10,469 · $18,126+12.6%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

5.03%Trailing 12-mo yield$503 · $101 a year on $10k1.01%

−4.9%Worst dropSmaller is better−8.9%

4.5%VolatilityLower is calmer12.8%

VCITSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SPYM: Top 5 Holdings

Today

VCIT

[…]in top 5

SPYM

in top 527.3%

VCITStockSPYM

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VCIT vs SPYM Returns, Every Period

VanguardVCIT

+0.9%

5 years, per year

SPYMSPDR

+12.6%

5 years, per year

VCITSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VCIT vs SGOV

YTD

VanguardVCIT

−0.9%

SGOViShares

+3.1%

−0.9%Year to date+3.1%

−4.9%Worst drop · 1Y+0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.6%

$66.6BAssets$117B

3–1SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SPYM, SGOV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VCIT0.03%$3

SGOV0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VCIT, SPYM, SGOV

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

SGOV3.63%$363

SPYM1.01%$101

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

SPYM$101 − $2 = $99

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VCIT, SPYM, SGOV

Today

[…]holdings […]

VCITSPYMSGOV

VCIT—[…][…]

SPYM[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPYM, at 12.8% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%12.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPYM

−0.9%Year to date+13.4%

5.0%Yield1.0%

+0.1%Past year+13.5%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026