Compare · 4 funds side by side · dividends reinvested

VCIT, TYA, SGOV and IUSB

VCITVanguard×TYASimplify×SGOViShares×IUSBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

VCIT, TYA, SGOV and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.1

Simplify Intermediate Term Treasury Futures Strategy ETFBonds & Cash · Treasuries0.38%4.22%−9.5%−10.4%+2.5%−10.4%−20.8%13.4%$42M3.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · TYA 2021 · SGOV 2020 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Intermediate Term Treasury Futures Strategy ETF · $42M$5,768

TYA

SGOV

iShares 0-3 Month Treasury Bond ETF · $116B$12,091

$10,000 five years ago, dividends reinvested

TYAMeasureSGOV

−9.5%Year to dateJan 1 → Nov 9+3.2%

−10.4%1 yearTotal return+3.8%

+2.5%3 years · per year$10,000 became $10,762 · $11,417+4.5%

−10.4%5 years · per year$10,000 became $5,768 · $12,091+3.9%

0.38%Expense ratio$38 · $9 a year on $10k · lower is better0.09%

4.22%Trailing 12-mo yield$422 · $363 a year on $10k3.63%

−20.8%Worst dropSmaller is better0.0%

13.4%VolatilityLower is calmer0.2%

TYASGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TYA vs SGOV: Top 5 Holdings

Today

TYA

23.6%in top 5

SGOV

in top 5[…]

TYAStockSGOV

23.6%SBILnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

TYA vs SGOV Returns, Every Period

SimplifyTYA

−10.4%

5 years, per year

SGOViShares

+3.9%

5 years, per year

TYASGOVFaded: behind in that period

0–4SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TYA vs VCIT

YTD

SimplifyTYA

−9.5%

VCITVanguard

−0.7%

−9.5%Year to date−0.7%

−20.8%Worst drop · 1Y−4.9%

13.4%Volatility · 1Y4.5%

4.2%Yield5.0%

$42.5MAssets$66.6B

4–0VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, TYA, SGOV, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

SGOV0.09%$9

TYA0.38%$38

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, TYA, SGOV, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

TYA4.22%$422

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

TYA$422 − $38 = $384

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, TYA, SGOV, IUSB

Today

[…]holdings […]

VCITTYASGOVIUSB

VCIT—[…][…][…]

TYA[…]—[…][…]

SGOV[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

TYAWorst drop−20.8%13.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.7%Year to date+3.2%

5.0%Yield3.6%

+0.0%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026