Compare · 3 funds side by side · dividends reinvested

VCIT, VCLT and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

VCIT, VCLT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard Long-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.86%−1.8%−2.5%+5.6%−3.0%−8.7%8.3%$7.5B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · VCLT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

VCLT

Vanguard Long-Term Corporate Bond ETF · $7.5B$8,569

$10,000 five years ago, dividends reinvested

VCITMeasureVCLT

−0.7%Year to dateJan 1 → Nov 9−1.8%

+0.0%1 yearTotal return−2.5%

+6.6%3 years · per year$10,000 became $12,129 · $11,792+5.6%

+1.0%5 years · per year$10,000 became $10,510 · $8,569−3.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $586 a year on $10k5.86%

−4.9%Worst dropSmaller is better−8.7%

4.5%VolatilityLower is calmer8.3%

VCITVCLT Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VCLT: Top 5 Holdings

Today

VCIT

[…]in top 5

VCLT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs VCLT Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

VCLTVanguard

−3.0%

5 years, per year

VCITVCLTFaded: behind in that period

4–0VCIT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs VCLT

YTD

VanguardVCIT

−0.7%

VCLTVanguard

−1.8%

−0.7%Year to date−1.8%

−4.9%Worst drop · 1Y−8.7%

4.5%Volatility · 1Y8.3%

5.0%Yield5.9%

$66.6BAssets$7.5B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, VCLT, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VCLT0.03%$3

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, VCLT, SGOV

5.86%highest, VCLT

FundTrailing yieldYield$10k

VCLT5.86%$586

VCIT5.02%$502

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$583most kept, VCLT

VCLT$586 − $3 = $583

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, VCLT, SGOV

Today

[…]holdings […]

VCITVCLTSGOV

VCIT—[…][…]

VCLT[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

VCLTWorst drop−8.7%8.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCLTSGOV

−1.8%Year to date+3.2%

5.9%Yield3.6%

−2.5%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026