Compare · 3 funds side by side · dividends reinvested

VCIT, VPC and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

VCIT, VPC and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B1.8

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.19%−11.0%−10.3%+1.0%−0.1%−18.2%14.6%$27M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VCIT 2009 · VPC 2019 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

VCIT

VPC

Virtus Private Credit Strategy ETF · $27M$9,973

$10,000 five years ago, dividends reinvested

VCITMeasureVPC

−0.9%Year to dateJan 1 → Nov 4−11.0%

+0.1%1 yearTotal return−10.3%

+7.2%3 years · per year$10,000 became $12,336 · $10,311+1.0%

+0.9%5 years · per year$10,000 became $10,469 · $9,973−0.1%

0.03%Expense ratio$3 · $1,060 a year on $10k · lower is better10.60%

5.03%Trailing 12-mo yield$503 · $1,519 a year on $10k15.19%

−4.9%Worst dropSmaller is better−18.2%

4.5%VolatilityLower is calmer14.6%

VCITVPC Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VCIT wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VPC: Top 5 Holdings

Today

VCIT

[…]in top 5

VPC

in top 515.2%

VCITStockVPC

not top 5TCPC3.8%

not top 5ECC3.6%

not top 5FSK2.7%

not top 5HRZN2.7%

not top 5CION2.4%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VCIT vs VPC Returns, Every Period

VanguardVCIT

+0.9%

5 years, per year

VPCVirtus

−0.1%

5 years, per year

VCITVPCFaded: behind in that period

4–0VCIT wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VCIT vs VPC

YTD

VanguardVCIT

−0.9%

VPCVirtus

−11.0%

−0.9%Year to date−11.0%

−4.9%Worst drop · 1Y−18.2%

4.5%Volatility · 1Y14.6%

5.0%Yield15.2%

$66.6BAssets$27.3M

3–1VCIT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, VPC, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VCIT, VPC, SGOV

15.19%highest, VPC

FundTrailing yieldYield$10k

VPC15.19%$1,519

VCIT5.03%$503

SGOV3.63%$363

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

VPC$1,519 − $1,060 = $459

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VCIT, VPC, SGOV

Today

[…]holdings […]

VCITVPCSGOV

VCIT—[…][…]

VPC[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−11.0%Year to date+3.1%

15.2%Yield3.6%

−10.3%Past year+3.7%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026