Compare · 2 funds side by side · dividends reinvested

VCIT and XLF

VCITVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

VCIT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested

VCITMeasureXLF

−0.6%Year to dateJan 1 → Nov 5+6.3%

+0.3%1 yearTotal return+11.4%

+7.3%3 years · per year$10,000 became $12,368 · $18,620+23.0%

+1.0%5 years · per year$10,000 became $10,508 · $15,503+9.2%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

5.02%Trailing 12-mo yield$502 · $144 a year on $10k1.44%

−4.9%Worst dropSmaller is better−14.8%

4.5%VolatilityLower is calmer15.3%

VCITXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs XLF: Top 5 Holdings

Today

VCIT

[…]in top 5

XLF

in top 543.7%

VCITStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs XLF Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

VCITXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Sector: VCIT vs XLF

YTD

VanguardVCIT

−0.6%

XLFSPDR

+6.3%

−0.6%Year to date+6.3%

−4.9%Worst drop · 1Y−14.8%

4.5%Volatility · 1Y15.3%

5.0%Yield1.4%

$66.6BAssets$55.5B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, XLF

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, XLF

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, XLF

Today

[…]holdings […]

VCITXLF

VCIT—[…]

XLF[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

VCITWorst drop−4.9%4.5% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITXLF

−0.6%Year to date+6.3%

5.0%Yield1.4%

+0.3%Past year+11.4%

0.03%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026