Compare · 3 funds side by side · dividends reinvested

VCIT, XLV and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,284XLV · best of the three

02 / 04

VCIT, XLV and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Health Care Select Sector SPDR ETFSectors · Health care0.08%1.35%+23.2%+31.2%+16.0%+8.9%−10.5%16.9%$49.7B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · XLV 1998 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

XLV

State Street Health Care Select Sector SPDR ETF · $49.7B$15,284

$10,000 five years ago, dividends reinvested

VCITMeasureXLV

−0.7%Year to dateJan 1 → Nov 9+23.2%

+0.0%1 yearTotal return+31.2%

+6.6%3 years · per year$10,000 became $12,129 · $15,616+16.0%

+1.0%5 years · per year$10,000 became $10,510 · $15,284+8.9%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

5.02%Trailing 12-mo yield$502 · $135 a year on $10k1.35%

−4.9%Worst dropSmaller is better−10.5%

4.5%VolatilityLower is calmer16.9%

VCITXLV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs XLV: Top 5 Holdings

Today

VCIT

[…]in top 5

XLV

in top 544.5%

VCITStockXLV

not top 5LLY16.2%

not top 5JNJ9.9%

not top 5ABBV7.7%

not top 5MRK5.4%

not top 5UNH5.3%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs XLV Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

XLVSPDR

+8.9%

5 years, per year

VCITXLVFaded: behind in that period

0–4XLV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs SGOV

YTD

VanguardVCIT

−0.7%

SGOViShares

+3.2%

−0.7%Year to date+3.2%

−4.9%Worst drop · 1Y+0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.6%

$66.6BAssets$116B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, XLV, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

XLV0.08%$8

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, XLV, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SGOV3.63%$363

XLV1.35%$135

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

XLV$135 − $8 = $127

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, XLV, SGOV

Today

[…]holdings […]

VCITXLVSGOV

VCIT—[…][…]

XLV[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+31.2%XLV, at 16.9% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

XLVWorst drop−10.5%16.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITXLV

−0.7%Year to date+23.2%

5.0%Yield1.4%

+0.0%Past year+31.2%

0.03%Fee0.08%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026