Compare · 3 funds side by side · dividends reinvested

VCR, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

VCR, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.0

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.1%−0.6%+15.8%+3.9%−15.5%19.7%$1.6B2.0

Vanguard Consumer Discretionary ETFSectors · Consumer0.09%0.77%−0.1%−0.8%+15.7%+3.8%−15.6%19.8%$5.6B2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCR 2004 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Consumer Discretionary ETF · $5.6B$12,046

VCR

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,079

$10,000 five years ago, dividends reinvested · they hold 92.5% in common

VCRMeasureFDIS

−0.1%Year to dateJan 1 → Nov 6+0.1%

−0.8%1 yearTotal return−0.6%

+15.7%3 years · per year$10,000 became $15,501 · $15,537+15.8%

+3.8%5 years · per year$10,000 became $12,046 · $12,079+3.9%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

0.77%Trailing 12-mo yield$77 · $76 a year on $10k0.76%

−15.6%Worst dropSmaller is better−15.5%

19.8%VolatilityLower is calmer19.7%

VCRFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7FDIS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCR vs FDIS: Top 5 Holdings

Today

VCR

48.4%in top 5

FDIS

in top 547.2%

VCRStockFDIS

23.0%AMZN22.4%

15.9%TSLA14.4%

4.5%HD5.2%

2.6%MCD3.0%

2.4%TJX2.3%

Held in common92.5%

End-of-day Nov 6, 2026 · share of each fund

VCR vs FDIS Returns, Every Period

VanguardVCR

+3.8%

5 years, per year

FDISFidelity

+3.9%

5 years, per year

VCRFDISFaded: behind in that period

0–4FDIS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCR vs XLF

YTD

VanguardVCR

−0.1%

XLFSPDR

+5.7%

−0.1%Year to date+5.7%

−15.6%Worst drop · 1Y−14.8%

19.8%Volatility · 1Y15.3%

0.8%Yield1.4%

$5.6BAssets$55.5B

4–0XLF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCR, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

VCR0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCR, FDIS, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VCR0.77%$77

FDIS0.76%$76

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

VCR$77 − $9 = $68

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCR, FDIS, XLF

Today

92.5%most shared, VCR and FDIS

VCRFDISXLF

VCR—92.5%0.0%

FDIS92.5%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

FDISWorst drop−15.5%19.7% vol

VCRWorst drop−15.6%19.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFFDIS

+5.7%Year to date+0.1%

1.4%Yield0.8%

+10.4%Past year−0.6%

0.08%Fee0.08%

3–0XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026