Compare · 2 funds side by side · dividends reinvested

VCR and SPY

VCRVanguard×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

VCR and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.0

Vanguard Consumer Discretionary ETFSectors · Consumer0.09%0.76%+0.0%−0.2%+17.0%+4.1%−15.6%19.0%$5.6B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VCR 2004 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Consumer Discretionary ETF · $5.6B$12,229

VCR

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 8.9% in common

VCRMeasureSPY

+0.0%Year to dateJan 1 → Nov 3+11.5%

−0.2%1 yearTotal return+11.8%

+17.0%3 years · per year$10,000 became $16,001 · $19,046+24.0%

+4.1%5 years · per year$10,000 became $12,229 · $17,688+12.1%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

0.76%Trailing 12-mo yield$76 · $101 a year on $10k1.01%

−15.6%Worst dropSmaller is better−8.9%

19.0%VolatilityLower is calmer12.8%

VCRSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCR vs SPY: Top 5 Holdings

Today

VCR

48.4%in top 5

SPY

in top 527.4%

VCRStockSPY

23.0%AMZN3.6%

15.9%TSLAnot top 5

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

4.5%HDnot top 5

2.6%MCDnot top 5

not top 5GOOGL2.5%

2.4%TJXnot top 5

Held in common8.9%

End-of-day Nov 3, 2026 · share of each fund

VCR vs SPY Returns, Every Period

VanguardVCR

+4.1%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

VCRSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Sector vs Core: VCR vs SPY

YTD

VanguardVCR

+0.0%

SPYSPDR

+11.5%

+0.0%Year to date+11.5%

−15.6%Worst drop · 1Y−8.9%

19.0%Volatility · 1Y12.8%

0.8%Yield1.0%

$5.6BAssets$798B

4–0SPY wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCR, SPY

Today

0.09%lowest, VCR

FundExpense ratioFee$10k

VCR0.09%$9

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VCR, SPY

1.01%highest, SPY

FundTrailing yieldYield$10k

SPY1.01%$101

VCR0.76%$76

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

VCR$76 − $9 = $67

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VCR, SPY

Today

8.9%most shared, VCR and SPY

VCRSPY

VCR—8.9%

SPY8.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.8%SPY, at 12.8% volatility

SPYWorst drop−8.9%12.8% vol

VCRWorst drop−15.6%19.0% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SPYVCR

+11.5%Year to date+0.0%

1.0%Yield0.8%

+11.8%Past year−0.2%

0.09%Fee0.09%

3–0SPY wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026