Compare · 2 funds side by side · dividends reinvested

VCRM and MMMA

VCRMVanguard×MMMANY Life Investments×
$12VCRM$40MMMA0.12%VCRM · $12 a year on $10kMMMA · $40 a yearStory of the two · CostLowest cost
01 / 02

VCRM and MMMA, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Core Tax-Exempt Bond EBonds & Cash · Municipal0.12%3.78%+1.2%+1.6%[…][…]−6.3%3.8%$2.2B1.2
NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$60M1.7
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: VCRM 2024 · MMMA 2025
@TheETFTracker·theetftracker.com

Head to Head

5Y
Vanguard Core Tax-Exempt Bond E · $2.2B[…]
VCRM
MMMA
NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested

VCRMMeasureMMMA
+1.2%Year to dateJan 1 → Nov 4+2.6%
+1.6%1 yearTotal return[…]
[…]3 years · per year[…]
[…]5 years · per year[…]
0.12%Expense ratio$12 · $40 a year on $10k · lower is better0.40%
3.78%Trailing 12-mo yield$378 · $374 a year on $10k3.74%
−6.3%Worst dropSmaller is better[…]
3.8%VolatilityLower is calmer[…]
VCRMMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side
2–1VCRM wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

VCRM vs MMMA: Top 5 Holdings

Today
[…]in top 5
MMMA
in top 50.2%
VCRMStockMMMA
not top 5CASH0.2%
Held in common[…]
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

VCRM vs MMMA Returns, Every Period

1Y
VanguardVCRM
+1.6%
past year
MMMANY Life Investments
[…]
past year
0%+5%+1.2%+2.6%YTD
VCRMMMMAFaded: behind in that period
0–1MMMA wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

VCRM vs MMMA

YTD
VanguardVCRM
+1.2%
MMMANY Life Investments
+2.6%
Jan 1Nov 4+1.2%+2.6%
+1.2%Year to date+2.6%
−6.3%Worst drop · 1Y[…]
3.8%Volatility · 1Y[…]
3.8%Yield3.7%
$2.2BAssets$59.6M
1–1level
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: VCRM, MMMA

Today
0.12%lowest, VCRM
FundExpense ratioFee$10k
VCRM0.12%$12
MMMA0.40%$40
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: VCRM, MMMA

1Y
3.78%highest, VCRM
FundTrailing yieldYield$10k
VCRM3.78%$378
MMMA3.74%$374
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$366most kept, VCRM
VCRM$378 − $12 = $366
MMMA$374 − $40 = $334
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: VCRM, MMMA

Today
[…]holdings […]
VCRMMMMA
VCRM—[…]
MMMA[…]—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+1.6%VCRM, at 3.8% volatility
0%+0.5%+1%+1.5%+2%2%3%4%5%Volatility · 1 year → bumpierVCRM +1.6%
VCRMWorst drop−6.3%3.8% vol
MMMAWorst drop[…][…]
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4+1.2%+2.6%
+1.2%Year to date+2.6%
3.8%Yield3.7%
+1.6%Past year[…]
0.12%Fee0.40%
2–1VCRM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$42.1BAssets$46.1B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$182BAssets$805B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com