Compare · 3 funds side by side · dividends reinvested

VCSH, PCR and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

VCSH, PCR and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B1.8

Simplify VettaFi Private Credit Strategy ETFBonds & Cash · Corporate0.76%12.49%−15.4%−17.7%[…][…]−19.4%16.9%$2M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCSH 2009 · PCR 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

VCSH

PCR

Simplify VettaFi Private Credit Strategy ETF · $2M[…]

$10,000 five years ago, dividends reinvested

VCSHMeasurePCR

+1.4%Year to dateJan 1 → Nov 5−15.4%

+2.3%1 yearTotal return−17.7%

+5.8%3 years · per year$10,000 became $11,843 · […][…]

+2.6%5 years · per year$10,000 became $11,379 · […][…]

0.03%Expense ratio$3 · $76 a year on $10k · lower is better0.76%

4.54%Trailing 12-mo yield$454 · $1,249 a year on $10k12.49%

−1.6%Worst dropSmaller is better−19.4%

2.1%VolatilityLower is calmer16.9%

VCSHPCR Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1VCSH wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCSH vs PCR: Top 5 Holdings

Today

VCSH

[…]in top 5

PCR

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCSH vs PCR Returns, Every Period

VanguardVCSH

+2.3%

past year

PCRSimplify

−17.7%

past year

VCSHPCRFaded: behind in that period

2–0VCSH wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCSH vs PCR

YTD

VanguardVCSH

+1.4%

PCRSimplify

−15.4%

+1.4%Year to date−15.4%

−1.6%Worst drop · 1Y−19.4%

2.1%Volatility · 1Y16.9%

4.5%Yield12.5%

$43.9BAssets$2.2M

3–1VCSH wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCSH, PCR, SGOV

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

SGOV0.09%$9

PCR0.76%$76

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCSH, PCR, SGOV

12.49%highest, PCR

FundTrailing yieldYield$10k

PCR12.49%$1,249

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,173most kept, PCR

PCR$1,249 − $76 = $1,173

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCSH, PCR, SGOV

Today

[…]holdings […]

VCSHPCRSGOV

VCSH—[…][…]

PCR[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

PCRWorst drop−19.4%16.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

PCRSGOV

−15.4%Year to date+3.1%

12.5%Yield3.6%

−17.7%Past year+3.7%

0.76%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026