Compare · 4 funds side by side · dividends reinvested

VCSH, VPC, SGOV and MUB

VCSHVanguard×VPCVirtus×SGOViShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

VCSH, VPC, SGOV and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.3%+2.2%+5.5%+2.6%−1.6%2.1%$43.9B1.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.0

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.37%−12.1%−10.6%−0.9%−0.4%−18.2%14.7%$27M3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCSH 2009 · VPC 2019 · SGOV 2020 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,374

VCSH

VPC

Virtus Private Credit Strategy ETF · $27M$9,789

$10,000 five years ago, dividends reinvested

VCSHMeasureVPC

+1.3%Year to dateJan 1 → Nov 9−12.1%

+2.2%1 yearTotal return−10.6%

+5.5%3 years · per year$10,000 became $11,758 · $9,730−0.9%

+2.6%5 years · per year$10,000 became $11,374 · $9,789−0.4%

0.03%Expense ratio$3 · $1,060 a year on $10k · lower is better10.60%

4.54%Trailing 12-mo yield$454 · $1,537 a year on $10k15.37%

−1.6%Worst dropSmaller is better−18.2%

2.1%VolatilityLower is calmer14.7%

VCSHVPC Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VCSH wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCSH vs VPC: Top 5 Holdings

Today

VCSH

[…]in top 5

VPC

in top 514.9%

VCSHStockVPC

not top 5TCPC3.9%

not top 5ECC3.2%

not top 5FSK2.8%

not top 5HRZN2.7%

not top 5CION2.2%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCSH vs VPC Returns, Every Period

VanguardVCSH

+2.6%

5 years, per year

VPCVirtus

−0.4%

5 years, per year

VCSHVPCFaded: behind in that period

4–0VCSH wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCSH vs VPC

YTD

VanguardVCSH

+1.3%

VPCVirtus

−12.1%

+1.3%Year to date−12.1%

−1.6%Worst drop · 1Y−18.2%

2.1%Volatility · 1Y14.7%

4.5%Yield15.4%

$43.9BAssets$26.5M

3–1VCSH wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCSH, VPC, SGOV, MUB

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

MUB0.05%$5

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCSH, VPC, SGOV, MUB

15.37%highest, VPC

FundTrailing yieldYield$10k

VPC15.37%$1,537

VCSH4.54%$454

SGOV3.63%$363

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$477most kept, VPC

VPC$1,537 − $1,060 = $477

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCSH, VPC, SGOV, MUB

Today

[…]holdings […]

VCSHVPCSGOVMUB

VCSH—[…][…][…]

VPC[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

MUBWorst drop−6.3%3.7% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−12.1%Year to date+3.2%

15.4%Yield3.6%

−10.6%Past year+3.8%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026