Compare · 4 funds side by side · dividends reinvested

VCSH, VPC, SGOV and VCIT

VCSHVanguard×VPCVirtus×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

VCSH, VPC, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.4

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.51%−12.9%−11.3%−0.1%−0.6%−18.2%14.7%$27M3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCSH 2009 · VPC 2019 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

VCSH

VPC

Virtus Private Credit Strategy ETF · $27M$9,695

$10,000 five years ago, dividends reinvested

VCSHMeasureVPC

+1.4%Year to dateJan 1 → Nov 5−12.9%

+2.3%1 yearTotal return−11.3%

+5.8%3 years · per year$10,000 became $11,843 · $9,972−0.1%

+2.6%5 years · per year$10,000 became $11,379 · $9,695−0.6%

0.03%Expense ratio$3 · $1,060 a year on $10k · lower is better10.60%

4.54%Trailing 12-mo yield$454 · $1,551 a year on $10k15.51%

−1.6%Worst dropSmaller is better−18.2%

2.1%VolatilityLower is calmer14.7%

VCSHVPC Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VCSH wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCSH vs VPC: Top 5 Holdings

Today

VCSH

[…]in top 5

VPC

in top 515.4%

VCSHStockVPC

not top 5TCPC3.9%

not top 5ECC3.6%

not top 5FSK2.7%

not top 5HRZN2.7%

not top 5CION2.4%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCSH vs VPC Returns, Every Period

VanguardVCSH

+2.6%

5 years, per year

VPCVirtus

−0.6%

5 years, per year

VCSHVPCFaded: behind in that period

4–0VCSH wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCSH vs VPC

YTD

VanguardVCSH

+1.4%

VPCVirtus

−12.9%

+1.4%Year to date−12.9%

−1.6%Worst drop · 1Y−18.2%

2.1%Volatility · 1Y14.7%

4.5%Yield15.5%

$43.9BAssets$27.3M

3–1VCSH wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCSH, VPC, SGOV, VCIT

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCSH, VPC, SGOV, VCIT

15.51%highest, VPC

FundTrailing yieldYield$10k

VPC15.51%$1,551

VCIT5.02%$502

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,551 − $1,060 = $491

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCSH, VPC, SGOV, VCIT

Today

[…]holdings […]

VCSHVPCSGOVVCIT

VCSH—[…][…][…]

VPC[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−12.9%Year to date+3.1%

15.5%Yield3.6%

−11.3%Past year+3.7%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026