Compare · 3 funds side by side · dividends reinvested

VDC, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

VDC, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.5

Vanguard Consumer Staples ETFSectors · Consumer0.09%1.95%+20.3%+23.2%+14.5%+8.8%−9.4%15.2%$7.4B1.8

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.73%+4.4%+3.1%+18.2%+5.0%−15.5%19.4%$1.6B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VDC 2004 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Consumer Staples ETF · $7.4B$15,254

VDC

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,774

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VDCMeasureFDIS

+20.3%Year to dateJan 1 → Nov 4+4.4%

+23.2%1 yearTotal return+3.1%

+14.5%3 years · per year$10,000 became $14,996 · $16,516+18.2%

+8.8%5 years · per year$10,000 became $15,254 · $12,774+5.0%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.95%Trailing 12-mo yield$195 · $73 a year on $10k0.73%

−9.4%Worst dropSmaller is better−15.5%

15.2%VolatilityLower is calmer19.4%

VDCFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VDC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VDC vs FDIS: Top 5 Holdings

Today

VDC

50.5%in top 5

FDIS

in top 548.3%

VDCStockFDIS

not top 5AMZN21.6%

not top 5TSLA16.7%

13.9%WMTnot top 5

12.1%COSTnot top 5

9.9%PGnot top 5

9.8%KOnot top 5

not top 5HD5.0%

4.8%PMnot top 5

not top 5MCD2.8%

not top 5TJX2.3%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

VDC vs FDIS Returns, Every Period

VanguardVDC

+8.8%

5 years, per year

FDISFidelity

+5.0%

5 years, per year

VDCFDISFaded: behind in that period

3–1VDC wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VDC vs XLF

YTD

VanguardVDC

+20.3%

XLFSPDR

+9.4%

+20.3%Year to date+9.4%

−9.4%Worst drop · 1Y−14.8%

15.2%Volatility · 1Y15.0%

2.0%Yield1.4%

$7.4BAssets$53.8B

3–1VDC wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VDC, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

VDC0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VDC, FDIS, XLF

1.95%highest, VDC

FundTrailing yieldYield$10k

VDC1.95%$195

XLF1.40%$140

FDIS0.73%$73

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$186most kept, VDC

VDC$195 − $9 = $186

XLF$140 − $8 = $132

FDIS$73 − $8 = $65

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VDC, FDIS, XLF

Today

0.0%most shared, VDC and FDIS

VDCFDISXLF

VDC—0.0%0.0%

FDIS0.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.2%VDC, at 15.2% volatility

XLFWorst drop−14.8%15.0% vol

VDCWorst drop−9.4%15.2% vol

FDISWorst drop−15.5%19.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VDCXLF

+20.3%Year to date+9.4%

2.0%Yield1.4%

+23.2%Past year+15.3%

0.09%Fee0.08%

3–1VDC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026