Compare · 2 funds side by side · dividends reinvested

VDC and XLF

VDCVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two

02 / 04

VDC and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Consumer Staples ETFSectors · Consumer0.09%1.95%+20.3%+23.2%+14.5%+8.8%−9.4%15.2%$7.4B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VDC 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Consumer Staples ETF · $7.4B$15,254

VDC

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VDCMeasureXLF

+20.3%Year to dateJan 1 → Nov 4+9.4%

+23.2%1 yearTotal return+15.3%

+14.5%3 years · per year$10,000 became $14,996 · $19,384+24.7%

+8.8%5 years · per year$10,000 became $15,254 · $16,157+10.1%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.95%Trailing 12-mo yield$195 · $140 a year on $10k1.40%

−9.4%Worst dropSmaller is better−14.8%

15.2%VolatilityLower is calmer15.0%

VDCXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VDC vs XLF: Top 5 Holdings

Today

VDC

50.5%in top 5

XLF

in top 543.4%

VDCStockXLF

13.9%WMTnot top 5

not top 5BRK-B12.9%

12.1%COSTnot top 5

not top 5JPM11.2%

9.9%PGnot top 5

9.8%KOnot top 5

not top 5V8.9%

not top 5MA6.5%

4.8%PMnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

VDC vs XLF Returns, Every Period

VanguardVDC

+8.8%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

VDCXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VDC vs XLF

YTD

VanguardVDC

+20.3%

XLFSPDR

+9.4%

+20.3%Year to date+9.4%

−9.4%Worst drop · 1Y−14.8%

15.2%Volatility · 1Y15.0%

2.0%Yield1.4%

$7.4BAssets$54.2B

3–1VDC wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VDC, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VDC0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VDC, XLF

1.95%highest, VDC

FundTrailing yieldYield$10k

VDC1.95%$195

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$186most kept, VDC

VDC$195 − $9 = $186

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VDC, XLF

Today

0.0%most shared, VDC and XLF

VDCXLF

VDC—0.0%

XLF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+23.2%VDC, at 15.2% volatility

XLFWorst drop−14.8%15.0% vol

VDCWorst drop−9.4%15.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VDCXLF

+20.3%Year to date+9.4%

2.0%Yield1.4%

+23.2%Past year+15.3%

0.09%Fee0.08%

3–1VDC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026