Compare · 3 funds side by side · dividends reinvested

VDC, XLY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

VDC, XLY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.70T1.4

Vanguard Consumer Staples ETFSectors · Consumer0.09%2.02%+16.5%+18.9%+13.8%+8.0%−9.4%14.9%$8.7B1.9

State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.80%−1.1%−1.4%+17.2%+4.4%−15.0%19.1%$22.5B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VDC 2004 · XLY 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Consumer Staples ETF · $8.7B$14,674

VDC

XLY

State Street Consumer Discretionary Select Sector SPDR ETF · $22.5B$12,388

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VDCMeasureXLY

+16.5%Year to dateJan 1 → Nov 3−1.1%

+18.9%1 yearTotal return−1.4%

+13.8%3 years · per year$10,000 became $14,741 · $16,081+17.2%

+8.0%5 years · per year$10,000 became $14,674 · $12,388+4.4%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

2.02%Trailing 12-mo yield$202 · $80 a year on $10k0.80%

−9.4%Worst dropSmaller is better−15.0%

14.9%VolatilityLower is calmer19.1%

VDCXLY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VDC wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VDC vs XLY: Top 5 Holdings

Today

VDC

50.5%in top 5

XLY

in top 554.3%

VDCStockXLY

not top 5AMZN21.5%

not top 5TSLA18.8%

13.9%WMTnot top 5

12.1%COSTnot top 5

9.9%PGnot top 5

9.8%KOnot top 5

not top 5HD5.4%

4.8%PMnot top 5

not top 5MCD4.4%

not top 5TJX4.1%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

VDC vs XLY Returns, Every Period

VanguardVDC

+8.0%

5 years, per year

XLYSPDR

+4.4%

5 years, per year

VDCXLYFaded: behind in that period

3–1VDC wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Sector vs Core: VDC vs VOO

YTD

VanguardVDC

+16.5%

VOOVanguard

+11.5%

+16.5%Year to date+11.5%

−9.4%Worst drop · 1Y−8.9%

14.9%Volatility · 1Y12.7%

2.0%Yield1.1%

$8.7BAssets$1.70T

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VDC, XLY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLY0.08%$8

VDC0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VDC, XLY, VOO

2.02%highest, VDC

FundTrailing yieldYield$10k

VDC2.02%$202

VOO1.07%$107

XLY0.80%$80

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$193most kept, VDC

VDC$202 − $9 = $193

VOO$107 − $3 = $104

XLY$80 − $8 = $72

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VDC, XLY, VOO

Today

8.6%most shared, XLY and VOO

VDCXLYVOO

VDC—0.0%4.4%

XLY0.0%—8.6%

VOO4.4%8.6%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.9%VDC, at 14.9% volatility

VOOWorst drop−8.9%12.7% vol

VDCWorst drop−9.4%14.9% vol

XLYWorst drop−15.0%19.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VDCVOO

+16.5%Year to date+11.5%

2.0%Yield1.1%

+18.9%Past year+11.9%

0.09%Fee0.03%

3–1VDC wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$814B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.70TAssets$867B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$128B

2–0SCHD wins

End-of-day Nov 3, 2026