Compare · 3 funds side by side · dividends reinvested

VFH, FNCL and XLF

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,733XLF · best of the three

Story of the three · IncomeMost incomeVFH · 1.67% · $167 a year on $10k

Story of the three · RiskSmallest drop

VFH, FNCL and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.7%+12.2%+21.8%+9.5%−14.8%15.3%$53.6B1.8

Vanguard Financials ETFSectors · Financials0.09%1.67%+7.2%+11.8%+22.2%+9.3%−14.7%15.4%$12.7B2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.57%+7.2%+11.8%+22.2%+9.3%−14.8%15.4%$2.3B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: VFH 2004 · FNCL 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Vanguard Financials ETF · $12.7B$15,569

VFH

FNCL

Fidelity MSCI Financials Index ETF · $2.3B$15,567

$10,000 five years ago, dividends reinvested · they hold 92.8% in common

VFHMeasure

More Ways to See the Pairs

VFH vs FNCL: Top 5 Holdings

Today

VFH

35.3%in top 5

FNCL

in top 536.2%

VFHStockFNCL

10.4%JPM10.0%

8.3%BRK-B8.9%

7.1%V7.7%

5.3%MA5.9%

4.2%

Cost, Income and Risk

Fees: VFH, FNCL, XLF

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

VFH0.09%$9

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: VFH, FNCL, XLF

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

FNCL

+7.2%Year to dateJan 1 → Nov 10+7.2%

+11.8%1 yearTotal return+11.8%

+22.2%3 years · per year$10,000 became $18,234 · $18,238+22.2%

+9.3%5 years · per year$10,000 became $15,569 · $15,567+9.3%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.67%Trailing 12-mo yield$167 · $157 a year on $10k1.57%

−14.7%Worst dropSmaller is better−14.8%

15.4%VolatilityLower is calmer15.4%

VFHFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1VFH wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

BAC

3.6%

Held in common92.8%

End-of-day Nov 10, 2026 · share of each fund

VFH vs FNCL Returns, Every Period

5Y

VanguardVFH

+9.3%

5 years, per year

FNCLFidelity

+9.3%

5 years, per year

VFHFNCLFaded: behind in that period

0–0Level

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

VFH vs FNCL

YTD

VanguardVFH

+7.2%

FNCLFidelity

+7.2%

+7.2%Year to date+7.2%

−14.7%Worst drop · 1Y−14.8%

15.4%Volatility · 1Y15.4%

1.7%Yield1.6%

$12.7BAssets$2.3B

2–0VFH wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

1Y

1.67%highest, VFH

FundTrailing yieldYield$10k

VFH1.67%$167

FNCL1.57%$157

XLF1.42%$142

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$158most kept, VFH

VFH$167 − $9 = $158

FNCL$157 − $8 = $149

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: VFH, FNCL, XLF

Today

92.8%most shared, VFH and FNCL

VFHFNCLXLF

VFH—92.8%85.0%

FNCL92.8%—83.7%

XLF85.0%83.7%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+12.2%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.4% vol

VFHWorst drop−14.7%15.4% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VFHXLF

+7.2%Year to date+7.7%

1.7%Yield1.4%

+11.8%Past year+12.2%

0.09%Fee0.08%

3–1XLF wins

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$42.0BAssets$46.6B

1–1level

End-of-day Nov 10, 2026

+10.9%Year to date+10.8%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 10, 2026

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VFH, FNCL and XLF

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three