Compare · 2 funds side by side · dividends reinvested

VFH and SPY

VFHVanguard×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

VFH and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.4

Vanguard Financials ETFSectors · Financials0.09%1.64%+8.8%+14.9%+25.2%+10.0%−14.7%15.1%$12.7B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VFH 2004 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Financials ETF · $12.7B$16,079

VFH

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 12.3% in common

VFHMeasureSPY

+8.8%Year to dateJan 1 → Nov 4+13.3%

+14.9%1 yearTotal return+13.4%

+25.2%3 years · per year$10,000 became $19,620 · $19,132+24.1%

+10.0%5 years · per year$10,000 became $16,079 · $18,060+12.6%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

1.64%Trailing 12-mo yield$164 · $99 a year on $10k0.99%

−14.7%Worst dropSmaller is better−8.9%

15.1%VolatilityLower is calmer12.9%

VFHSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VFH vs SPY: Top 5 Holdings

Today

VFH

35.3%in top 5

SPY

in top 527.3%

VFHStockSPY

10.4%JPMnot top 5

8.3%BRK-Bnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

7.1%Vnot top 5

not top 5MSFT5.9%

5.3%MAnot top 5

4.2%BACnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common12.3%

End-of-day Nov 4, 2026 · share of each fund

VFH vs SPY Returns, Every Period

VanguardVFH

+10.0%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

VFHSPYFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: VFH vs SPY

YTD

VanguardVFH

+8.8%

SPYSPDR

+13.3%

+8.8%Year to date+13.3%

−14.7%Worst drop · 1Y−8.9%

15.1%Volatility · 1Y12.9%

1.6%Yield1.0%

$12.7BAssets$798B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VFH, SPY

Today

0.09%lowest, VFH

FundExpense ratioFee$10k

VFH0.09%$9

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VFH, SPY

1.64%highest, VFH

FundTrailing yieldYield$10k

VFH1.64%$164

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$155most kept, VFH

VFH$164 − $9 = $155

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VFH, SPY

Today

12.3%most shared, VFH and SPY

VFHSPY

VFH—12.3%

SPY12.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+14.9%VFH, at 15.1% volatility

SPYWorst drop−8.9%12.9% vol

VFHWorst drop−14.7%15.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VFHSPY

+8.8%Year to date+13.3%

1.6%Yield1.0%

+14.9%Past year+13.4%

0.09%Fee0.09%

2–1VFH wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026