Compare · 2 funds side by side · dividends reinvested

VFH and XLF

VFHVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,353XLF · best of the two

02 / 04

VFH and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B1.4

Vanguard Financials ETFSectors · Financials0.09%1.69%+5.4%+10.9%+24.5%+8.9%−14.7%14.8%$12.7B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VFH 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Financials ETF · $12.7B$15,281

VFH

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 85.4% in common

VFHMeasureXLF

+5.4%Year to dateJan 1 → Nov 3+5.7%

+10.9%1 yearTotal return+10.9%

+24.5%3 years · per year$10,000 became $19,298 · $19,057+24.0%

+8.9%5 years · per year$10,000 became $15,281 · $15,353+9.0%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.69%Trailing 12-mo yield$169 · $144 a year on $10k1.44%

−14.7%Worst dropSmaller is better−14.8%

14.8%VolatilityLower is calmer14.6%

VFHXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4XLF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VFH vs XLF: Top 5 Holdings

Today

VFH

35.3%in top 5

XLF

in top 543.3%

VFHStockXLF

8.3%BRK-B12.6%

10.4%JPM11.4%

7.1%V8.7%

5.3%MA6.4%

4.2%BAC4.1%

Held in common85.4%

End-of-day Nov 3, 2026 · share of each fund

VFH vs XLF Returns, Every Period

VanguardVFH

+8.9%

5 years, per year

XLFSPDR

+9.0%

5 years, per year

VFHXLFFaded: behind in that period

1–2XLF wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

VFH vs XLF

YTD

VanguardVFH

+5.4%

XLFSPDR

+5.7%

+5.4%Year to date+5.7%

−14.7%Worst drop · 1Y−14.8%

14.8%Volatility · 1Y14.6%

1.7%Yield1.4%

$12.7BAssets$54.2B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VFH, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VFH0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VFH, XLF

1.69%highest, VFH

FundTrailing yieldYield$10k

VFH1.69%$169

XLF1.44%$144

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$160most kept, VFH

VFH$169 − $9 = $160

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VFH, XLF

Today

85.4%most shared, VFH and XLF

VFHXLF

VFH—85.4%

XLF85.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.9%XLF, at 14.6% volatility

XLFWorst drop−14.8%14.6% vol

VFHWorst drop−14.7%14.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VFHXLF

+5.4%Year to date+5.7%

1.7%Yield1.4%

+10.9%Past year+10.9%

0.09%Fee0.08%

2–1XLF wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026