Compare · 3 funds side by side · dividends reinvested

VFMF, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,857VFMF · best of the three

02 / 04

VFMF, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard U.S. Multifactor ETFUS Stock Styles · Factor0.18%1.42%+21.6%+27.6%+24.1%+13.5%−7.1%12.8%$1.1B1.3

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VFMF 2018 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard U.S. Multifactor ETF · $1.1B$18,857

VFMF

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

$10,000 five years ago, dividends reinvested · they hold 21.3% in common

VFMFMeasureSPYM

+21.6%Year to dateJan 1 → Nov 6+8.8%

+27.6%1 yearTotal return+9.8%

+24.1%3 years · per year$10,000 became $19,132 · $18,082+21.8%

+13.5%5 years · per year$10,000 became $18,857 · $17,192+11.4%

0.18%Expense ratio$18 · $2 a year on $10k · lower is better0.02%

1.42%Trailing 12-mo yield$142 · $105 a year on $10k1.05%

−7.1%Worst dropSmaller is better−8.9%

12.8%VolatilityLower is calmer13.6%

VFMFSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VFMF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VFMF vs SPYM: Top 5 Holdings

Today

VFMF

5.0%in top 5

SPYM

in top 527.8%

VFMFStockSPYM

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.1%MUnot top 5

1.1%VLOnot top 5

1.0%DELLnot top 5

0.9%NEMnot top 5

0.9%MPCnot top 5

Held in common21.3%

End-of-day Nov 6, 2026 · share of each fund

VFMF vs SPYM Returns, Every Period

VanguardVFMF

+13.5%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

VFMFSPYMFaded: behind in that period

4–0VFMF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: VFMF vs SPYM

YTD

VanguardVFMF

+21.6%

SPYMSPDR

+8.8%

+21.6%Year to date+8.8%

−7.1%Worst drop · 1Y−8.9%

12.8%Volatility · 1Y13.6%

1.4%Yield1.1%

$1.1BAssets$182B

4–0VFMF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VFMF, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

VFMF0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VFMF, SPYM, SPY

1.42%highest, VFMF

FundTrailing yieldYield$10k

VFMF1.42%$142

SPYM1.05%$105

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$124most kept, VFMF

VFMF$142 − $18 = $124

SPYM$105 − $2 = $103

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VFMF, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

VFMFSPYMSPY

VFMF—21.3%21.3%

SPYM21.3%—99.9%

SPY21.3%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.6%VFMF, at 12.8% volatility

VFMFWorst drop−7.1%12.8% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VFMFSPYM

+21.6%Year to date+8.8%

1.4%Yield1.1%

+27.6%Past year+9.8%

0.18%Fee0.02%

3–1VFMF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026