Compare · 3 funds side by side · dividends reinvested

VGIT, IBTO and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

VGIT, IBTO and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Intermediate-Term Treasury ETFBonds & Cash · Treasuries0.03%3.98%−0.5%−0.1%+4.3%+0.2%−4.6%3.5%$39.7B2.0

iShares iBonds Dec 2033 Term Treasury ETFBonds & Cash · Treasuries0.07%4.24%−1.0%−0.8%+4.4%[…]−5.8%4.4%$520M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VGIT 2009 · IBTO 2023 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Treasury ETF · $39.7B$10,114

VGIT

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

$10,000 five years ago, dividends reinvested

VGITMeasureSGOV

−0.5%Year to dateJan 1 → Nov 9+3.2%

−0.1%1 yearTotal return+3.8%

+4.3%3 years · per year$10,000 became $11,340 · $11,417+4.5%

+0.2%5 years · per year$10,000 became $10,114 · $12,091+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

3.98%Trailing 12-mo yield$398 · $363 a year on $10k3.63%

−4.6%Worst dropSmaller is better0.0%

3.5%VolatilityLower is calmer0.2%

VGITSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VGIT vs SGOV: Top 5 Holdings

Today

VGIT

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VGIT vs SGOV Returns, Every Period

VanguardVGIT

+0.2%

5 years, per year

SGOViShares

+3.9%

5 years, per year

VGITSGOVFaded: behind in that period

0–4SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VGIT vs IBTO

YTD

VanguardVGIT

−0.5%

IBTOiShares

−1.0%

−0.5%Year to date−1.0%

−4.6%Worst drop · 1Y−5.8%

3.5%Volatility · 1Y4.4%

4.0%Yield4.2%

$39.7BAssets$520M

3–1VGIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGIT, IBTO, SGOV

Today

0.03%lowest, VGIT

FundExpense ratioFee$10k

VGIT0.03%$3

IBTO0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VGIT, IBTO, SGOV

4.24%highest, IBTO

FundTrailing yieldYield$10k

IBTO4.24%$424

VGIT3.98%$398

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$417most kept, IBTO

IBTO$424 − $7 = $417

VGIT$398 − $3 = $395

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VGIT, IBTO, SGOV

Today

[…]holdings […]

VGITIBTOSGOV

VGIT—[…][…]

IBTO[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VGITWorst drop−4.6%3.5% vol

IBTOWorst drop−5.8%4.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IBTOSGOV

−1.0%Year to date+3.2%

4.2%Yield3.6%

−0.8%Past year+3.8%

0.07%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026