Compare · 3 funds side by side · dividends reinvested

VGMS, IUSB and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,493VCIT · best of the three

02 / 04

VGMS, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFBonds & Cash · Other bonds0.30%5.55%+1.0%+2.4%[…][…]−2.7%3.4%$298M1.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VGMS 2025 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

VGMS

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETF · $298M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureVGMS

−0.8%Year to dateJan 1 → Nov 6+1.0%

+0.4%1 yearTotal return+2.4%

+6.9%3 years · per year$10,000 became $12,210 · […][…]

+1.0%5 years · per year$10,000 became $10,493 · […][…]

0.03%Expense ratio$3 · $30 a year on $10k · lower is better0.30%

5.02%Trailing 12-mo yield$502 · $555 a year on $10k5.55%

−4.9%Worst dropSmaller is better−2.7%

4.5%VolatilityLower is calmer3.4%

VCITVGMS Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5VGMS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VGMS: Top 5 Holdings

Today

VCIT

[…]in top 5

VGMS

in top 50.1%

VCITStockVGMS

not top 5SVC0.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs VGMS Returns, Every Period

VanguardVCIT

+0.4%

past year

VGMSVanguard

+2.4%

past year

VCITVGMSFaded: behind in that period

0–2VGMS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs VGMS

YTD

VanguardVCIT

−0.8%

VGMSVanguard

+1.0%

−0.8%Year to date+1.0%

−4.9%Worst drop · 1Y−2.7%

4.5%Volatility · 1Y3.4%

5.0%Yield5.6%

$66.6BAssets$298M

4–0VGMS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGMS, IUSB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

VGMS0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VGMS, IUSB, VCIT

5.55%highest, VGMS

FundTrailing yieldYield$10k

VGMS5.55%$555

VCIT5.02%$502

IUSB4.34%$434

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$525most kept, VGMS

VGMS$555 − $30 = $525

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VGMS, IUSB, VCIT

Today

[…]holdings […]

VGMSIUSBVCIT

VGMS—[…][…]

IUSB[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%VGMS, at 3.4% volatility

VGMSWorst drop−2.7%3.4% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VGMSIUSB

+1.0%Year to date+0.1%

5.6%Yield4.3%

+2.4%Past year+0.8%

0.30%Fee0.06%

3–1VGMS wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026