Compare · 3 funds side by side · dividends reinvested

VGMS, PYLD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

VGMS, PYLD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFBonds & Cash · Other bonds0.30%5.55%+1.0%+2.3%[…][…]−2.7%3.4%$298M2.2

PIMCO Multisector Bond Active Exchange-Traded FundBonds & Cash · Other bonds0.66%6.50%+1.0%+2.2%+8.8%[…]−3.2%3.7%$16.7B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VGMS 2025 · PYLD 2023 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETF · $298M[…]

VGMS

PYLD

PIMCO Multisector Bond Active Exchange-Traded Fund · $16.7B[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VGMSMeasurePYLD

+1.0%Year to dateJan 1 → Nov 5+1.0%

+2.3%1 yearTotal return+2.2%

[…]3 years · per year$10,000 became […] · $12,877+8.8%

[…]5 years · per year[…]

0.30%Expense ratio$30 · $66 a year on $10k · lower is better0.66%

5.55%Trailing 12-mo yield$555 · $650 a year on $10k6.50%

−2.7%Worst dropSmaller is better−3.2%

3.4%VolatilityLower is calmer3.7%

VGMSPYLD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–1VGMS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VGMS vs PYLD: Top 5 Holdings

Today

VGMS

0.1%in top 5

PYLD

in top 50.4%

VGMSStockPYLD

not top 5MINT0.4%

0.1%SVCnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VGMS vs PYLD Returns, Every Period

VanguardVGMS

+2.3%

past year

PYLDPIMCO

+2.2%

past year

VGMSPYLDFaded: behind in that period

1–0VGMS wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VGMS vs PYLD

YTD

VanguardVGMS

+1.0%

PYLDPIMCO

+1.0%

+1.0%Year to date+1.0%

−2.7%Worst drop · 1Y−3.2%

3.4%Volatility · 1Y3.7%

5.6%Yield6.5%

$298MAssets$16.7B

2–1VGMS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGMS, PYLD, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

VGMS0.30%$30

PYLD0.66%$66

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VGMS, PYLD, SGOV

6.50%highest, PYLD

FundTrailing yieldYield$10k

PYLD6.50%$650

VGMS5.55%$555

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$584most kept, PYLD

PYLD$650 − $66 = $584

VGMS$555 − $30 = $525

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VGMS, PYLD, SGOV

Today

0.0%most shared, VGMS and PYLD

VGMSPYLDSGOV

VGMS—0.0%[…]

PYLD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VGMSWorst drop−2.7%3.4% vol

PYLDWorst drop−3.2%3.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

PYLDSGOV

+1.0%Year to date+3.1%

6.5%Yield3.6%

+2.2%Past year+3.7%

0.66%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026