Compare · 3 funds side by side · dividends reinvested

VGMS, SCHD and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

VGMS, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFBonds & Cash · Other bonds0.30%5.55%+1.0%+2.3%[…][…]−2.7%3.4%$298M1.7

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VGMS 2025 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,375

SCHD

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

SCHDMeasureBND

+32.3%Year to dateJan 1 → Nov 5+0.1%

+38.7%1 yearTotal return+0.4%

+20.3%3 years · per year$10,000 became $17,414 · $11,761+5.6%

+10.4%5 years · per year$10,000 became $16,375 · $9,983−0.0%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

2.98%Trailing 12-mo yield$298 · $412 a year on $10k4.12%

−6.9%Worst dropSmaller is better−4.5%

11.7%VolatilityLower is calmer4.0%

SCHDBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs BND: Top 5 Holdings

Today

SCHD

21.7%in top 5

BND

in top 5[…]

SCHDStockBND

4.7%TXNnot top 5

4.4%PGnot top 5

4.3%HDnot top 5

4.2%KOnot top 5

4.2%AMGNnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCHD vs BND Returns, Every Period

SchwabSCHD

+10.4%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SCHDBNDFaded: behind in that period

4–0SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs VGMS

YTD

SchwabSCHD

+32.3%

VGMSVanguard

+1.0%

+32.3%Year to date+1.0%

−6.9%Worst drop · 1Y−2.7%

11.7%Volatility · 1Y3.4%

3.0%Yield5.6%

$120BAssets$298M

3–1VGMS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGMS, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SCHD0.06%$6

VGMS0.30%$30

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VGMS, SCHD, BND

5.55%highest, VGMS

FundTrailing yieldYield$10k

VGMS5.55%$555

BND4.12%$412

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$525most kept, VGMS

VGMS$555 − $30 = $525

BND$412 − $3 = $409

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VGMS, SCHD, BND

Today

0.0%most shared, VGMS and SCHD

VGMSSCHDBND

VGMS—0.0%[…]

SCHD0.0%—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

VGMSWorst drop−2.7%3.4% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VGMSSCHD

+1.0%Year to date+32.3%

5.6%Yield3.0%

+2.3%Past year+38.7%

0.30%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026