Compare · 3 funds side by side · dividends reinvested

VGMS, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

VGMS, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.5

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETFBonds & Cash · Other bonds0.30%5.55%+1.1%+2.4%[…][…]−2.7%3.4%$298M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VGMS 2025 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Malvern Funds - Vanguard Multi-Sector Income Bond ETF · $298M[…]

VGMS

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VGMSMeasureSPY

+1.1%Year to dateJan 1 → Nov 5+13.3%

+2.4%1 yearTotal return+13.4%

[…]3 years · per year$10,000 became […] · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.30%Expense ratio$30 · $9 a year on $10k · lower is better0.09%

5.55%Trailing 12-mo yield$555 · $99 a year on $10k0.99%

−2.7%Worst dropSmaller is better−8.9%

3.4%VolatilityLower is calmer12.9%

VGMSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VGMS vs SPY: Top 5 Holdings

Today

VGMS

0.1%in top 5

SPY

in top 527.7%

VGMSStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.1%SVCnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VGMS vs SPY Returns, Every Period

VanguardVGMS

+2.4%

past year

SPYSPDR

+13.4%

past year

VGMSSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VGMS vs VOO

YTD

VanguardVGMS

+1.1%

VOOVanguard

+13.4%

+1.1%Year to date+13.4%

−2.7%Worst drop · 1Y−8.9%

3.4%Volatility · 1Y12.8%

5.5%Yield1.1%

$298MAssets$1.00T

3–1VGMS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGMS, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

VGMS0.30%$30

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VGMS, SPY, VOO

5.55%highest, VGMS

FundTrailing yieldYield$10k

VGMS5.55%$555

VOO1.05%$105

SPY0.99%$99

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$525most kept, VGMS

VGMS$555 − $30 = $525

VOO$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VGMS, SPY, VOO

Today

93.5%most shared, SPY and VOO

VGMSSPYVOO

VGMS—0.0%0.0%

SPY0.0%—93.5%

VOO0.0%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

VGMSWorst drop−2.7%3.4% vol

VOOWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VGMSVOO

+1.1%Year to date+13.4%

5.5%Yield1.1%

+2.4%Past year+13.5%

0.30%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026