Compare · 3 funds side by side · dividends reinvested

VGSH, SCHR and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

VGSH, SCHR and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Short-Term Treasury ETFBonds & Cash · Treasuries0.03%3.77%+1.6%+2.4%+4.2%+2.1%−0.9%1.3%$35.1B2.0

Schwab Intermediate-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.02%−0.4%+0.4%+4.4%+0.2%−4.5%3.6%$13.8B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VGSH 2009 · SCHR 2010 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Treasury ETF · $35.1B$11,116

VGSH

SCHR

Schwab Intermediate-Term U.S. Treasury ETF · $13.8B$10,117

$10,000 five years ago, dividends reinvested

VGSHMeasureSCHR

+1.6%Year to dateJan 1 → Nov 6−0.4%

+2.4%1 yearTotal return+0.4%

+4.2%3 years · per year$10,000 became $11,327 · $11,385+4.4%

+2.1%5 years · per year$10,000 became $11,116 · $10,117+0.2%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

3.77%Trailing 12-mo yield$377 · $402 a year on $10k4.02%

−0.9%Worst dropSmaller is better−4.5%

1.3%VolatilityLower is calmer3.6%

VGSHSCHR Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2VGSH wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VGSH vs SCHR: Top 5 Holdings

Today

VGSH

[…]in top 5

SCHR

in top 50.4%

VGSHStockSCHR

not top 5GVMXX0.4%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VGSH vs SCHR Returns, Every Period

VanguardVGSH

+2.1%

5 years, per year

SCHRSchwab

+0.2%

5 years, per year

VGSHSCHRFaded: behind in that period

3–1VGSH wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VGSH vs SCHR

YTD

VanguardVGSH

+1.6%

SCHRSchwab

−0.4%

+1.6%Year to date−0.4%

−0.9%Worst drop · 1Y−4.5%

1.3%Volatility · 1Y3.6%

3.8%Yield4.0%

$35.1BAssets$13.8B

3–1VGSH wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VGSH, SCHR, SGOV

Today

0.03%lowest, VGSH

FundExpense ratioFee$10k

VGSH0.03%$3

SCHR0.03%$3

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VGSH, SCHR, SGOV

4.02%highest, SCHR

FundTrailing yieldYield$10k

SCHR4.02%$402

VGSH3.77%$377

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$399most kept, SCHR

SCHR$402 − $3 = $399

VGSH$377 − $3 = $374

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VGSH, SCHR, SGOV

Today

[…]holdings […]

VGSHSCHRSGOV

VGSH—[…][…]

SCHR[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VGSHWorst drop−0.9%1.3% vol

SCHRWorst drop−4.5%3.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHRSGOV

−0.4%Year to date+3.2%

4.0%Yield3.6%

+0.4%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026