Compare · 3 funds side by side · dividends reinvested

VHT, FHLC and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

VHT, FHLC and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Fidelity MSCI Health Care Index ETFSectors · Health care0.08%1.15%+19.9%+27.6%+16.4%+7.3%−10.4%16.3%$4.0B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.8

Vanguard Health Care ETFSectors · Health care0.09%1.35%+19.8%+27.4%+16.4%+7.3%−10.4%16.3%$19.1B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VHT 2004 · FHLC 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Health Care ETF · $19.1B$14,205

VHT

FHLC

Fidelity MSCI Health Care Index ETF · $4.0B$14,220

$10,000 five years ago, dividends reinvested · they hold 92.4% in common

VHTMeasureFHLC

+19.8%Year to dateJan 1 → Nov 6+19.9%

+27.4%1 yearTotal return+27.6%

+16.4%3 years · per year$10,000 became $15,781 · $15,782+16.4%

+7.3%5 years · per year$10,000 became $14,205 · $14,220+7.3%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.35%Trailing 12-mo yield$135 · $115 a year on $10k1.15%

−10.4%Worst dropSmaller is better−10.4%

16.3%VolatilityLower is calmer16.3%

VHTFHLC Winner of the row, in its colourEach row: the bigger of the two fills its side

1–3FHLC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VHT vs FHLC: Top 5 Holdings

Today

VHT

37.8%in top 5

FHLC

in top 538.5%

VHTStockFHLC

12.9%LLY14.1%

8.8%JNJ8.5%

6.5%ABBV6.6%

5.0%MRK4.7%

4.7%UNH4.6%

Held in common92.4%

End-of-day Nov 6, 2026 · share of each fund

VHT vs FHLC Returns, Every Period

VanguardVHT

+7.3%

5 years, per year

FHLCFidelity

+7.3%

5 years, per year

VHTFHLCFaded: behind in that period

0–2FHLC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VHT vs XLF

YTD

VanguardVHT

+19.8%

XLFSPDR

+5.7%

+19.8%Year to date+5.7%

−10.4%Worst drop · 1Y−14.8%

16.3%Volatility · 1Y15.3%

1.4%Yield1.4%

$19.1BAssets$55.5B

2–1VHT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VHT, FHLC, XLF

Today

0.08%lowest, FHLC

FundExpense ratioFee$10k

FHLC0.08%$8

XLF0.08%$8

VHT0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VHT, FHLC, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VHT1.35%$135

FHLC1.15%$115

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VHT$135 − $9 = $126

FHLC$115 − $8 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VHT, FHLC, XLF

Today

92.4%most shared, VHT and FHLC

VHTFHLCXLF

VHT—92.4%0.0%

FHLC92.4%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.6%FHLC, at 16.3% volatility

XLFWorst drop−14.8%15.3% vol

VHTWorst drop−10.4%16.3% vol

FHLCWorst drop−10.4%16.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFFHLC

+5.7%Year to date+19.9%

1.4%Yield1.2%

+10.4%Past year+27.6%

0.08%Fee0.08%

2–1FHLC wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026