Compare · 2 funds side by side · dividends reinvested

VHT and XLF

VHTVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two

02 / 04

VHT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.4

Vanguard Health Care ETFSectors · Health care0.09%1.31%+23.3%+32.1%+17.9%+8.3%−10.4%16.0%$19.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VHT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Health Care ETF · $19.1B$14,891

VHT

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VHTMeasureXLF

+23.3%Year to dateJan 1 → Nov 4+9.4%

+32.1%1 yearTotal return+15.3%

+17.9%3 years · per year$10,000 became $16,391 · $19,384+24.7%

+8.3%5 years · per year$10,000 became $14,891 · $16,157+10.1%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.31%Trailing 12-mo yield$131 · $140 a year on $10k1.40%

−10.4%Worst dropSmaller is better−14.8%

16.0%VolatilityLower is calmer15.0%

VHTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VHT vs XLF: Top 5 Holdings

Today

VHT

37.8%in top 5

XLF

in top 543.4%

VHTStockXLF

12.9%LLYnot top 5

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

8.8%JNJnot top 5

not top 5MA6.5%

6.5%ABBVnot top 5

5.0%MRKnot top 5

4.7%UNHnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

VHT vs XLF Returns, Every Period

VanguardVHT

+8.3%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

VHTXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VHT vs XLF

YTD

VanguardVHT

+23.3%

XLFSPDR

+9.4%

+23.3%Year to date+9.4%

−10.4%Worst drop · 1Y−14.8%

16.0%Volatility · 1Y15.0%

1.3%Yield1.4%

$19.1BAssets$54.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VHT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VHT0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VHT, XLF

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

VHT1.31%$131

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, XLF

XLF$140 − $8 = $132

VHT$131 − $9 = $122

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VHT, XLF

Today

0.0%most shared, VHT and XLF

VHTXLF

VHT—0.0%

XLF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+32.1%VHT, at 16.0% volatility

XLFWorst drop−14.8%15.0% vol

VHTWorst drop−10.4%16.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVHT

+9.4%Year to date+23.3%

1.4%Yield1.3%

+15.3%Past year+32.1%

0.08%Fee0.09%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026