Compare · 4 funds side by side · dividends reinvested

VIG, NETL, SCHD and XLF

VIGVanguard×NETLNETL×SCHDSchwab×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,375SCHD · best of the four

02 / 04

VIG, NETL, SCHD and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.5

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.49%+12.5%+15.2%+18.9%+10.3%−7.9%10.8%$109B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B3.1

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.18%+6.8%+7.5%+10.5%−0.6%−16.7%14.9%$47M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VIG 2006 · NETL 2019 · SCHD 2011 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $47M$9,724

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+6.3%Year to dateJan 1 → Nov 5+6.8%

+11.4%1 yearTotal return+7.5%

+23.0%3 years · per year$10,000 became $18,620 · $13,485+10.5%

+9.2%5 years · per year$10,000 became $15,503 · $9,724−0.6%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.44%Trailing 12-mo yield$144 · $518 a year on $10k5.18%

−14.8%Worst dropSmaller is better−16.7%

15.3%VolatilityLower is calmer14.9%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.7%in top 5

NETL

in top 542.3%

XLFStockNETL

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

not top 5VICI8.7%

not top 5ADC8.6%

not top 5O8.6%

not top 5WPC8.3%

not top 5NNN8.2%

6.5%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

NETLNETL

−0.6%

5 years, per year

XLFNETLFaded: behind in that period

3–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+6.3%

NETLNETL

+6.8%

+6.3%Year to date+6.8%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y14.9%

1.4%Yield5.2%

$53.8BAssets$47.2M

3–1NETL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VIG, NETL, SCHD, XLF

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

SCHD0.06%$6

XLF0.08%$8

NETL0.60%$60

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VIG, NETL, SCHD, XLF

5.18%highest, NETL

FundTrailing yieldYield$10k

NETL5.18%$518

SCHD2.98%$298

VIG1.49%$149

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

SCHD$298 − $6 = $292

VIG$149 − $4 = $145

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VIG, NETL, SCHD, XLF

Today

19.5%most shared, VIG and XLF

VIGNETLSCHDXLF

VIG—0.0%14.5%19.5%

NETL0.0%—0.0%0.0%

SCHD14.5%0.0%—3.4%

XLF19.5%0.0%3.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+38.7%SCHD, at 11.7% volatility

VIGWorst drop−7.9%10.8% vol

SCHDWorst drop−6.9%11.7% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

NETLSCHD

+6.8%Year to date+32.3%

5.2%Yield3.0%

+7.5%Past year+38.7%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

DGRO vs VIG

YTD

iSharesDGRO

+17.2%

VIGVanguard

+12.5%

+17.2%Year to date+12.5%

1.9%Yield1.5%

$46.1BAssets$109B

2–0DGRO wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026